{"id":4,"date":"2026-02-13T17:02:52","date_gmt":"2026-02-13T17:02:52","guid":{"rendered":"https:\/\/myoeme.io\/anglehealth-zh\/?page_id=4"},"modified":"2026-05-09T07:10:03","modified_gmt":"2026-05-09T07:10:03","slug":"tax-free-spending-accounts","status":"publish","type":"page","link":"https:\/\/myoeme.io\/anglehealth-zh\/benefits\/tax-free-spending-accounts\/","title":{"rendered":"\u514d\u7a0e\u652f\u51fa\u8d26\u6237"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull disable-element-on-mobile has-aspect-ratio wp-duotone-unset-1\" style=\"padding-top:36vh;padding-bottom:40px;aspect-ratio:auto;min-height:unset;\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-1939 size-full\" alt=\"\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2026\/01\/Untitled-design-49.png\" data-object-fit=\"cover\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-10 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-64f91264 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:72%\">\n<h2 class=\"wp-block-heading\" style=\"padding-bottom:10px;font-size:clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.327), 42px);font-style:normal;font-weight:700\"><strong><strong>\u4eab\u53d7\u798f\u5229\u3002\u514d\u7a0e<\/strong><\/strong>.<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:28%\"><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover alignfull hide-on-large-devices has-aspect-ratio wp-duotone-unset-2\" style=\"padding-top:20vh;padding-bottom:var(--wp--preset--spacing--20);aspect-ratio:auto;min-height:unset;\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-1954 size-full\" alt=\"\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2026\/01\/AdobeStock_1338597511-1-1.jpeg\" data-object-fit=\"cover\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-20 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-a0d5411a wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:72%\">\n<h2 class=\"wp-block-heading\" style=\"padding-bottom:10px;font-size:clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.327), 42px);font-style:normal;font-weight:700\"><strong><strong>\u4eab\u53d7\u798f\u5229\u3002\u514d\u7a0e<\/strong><\/strong>.<\/h2>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-81056d93 wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-ebd3efb7 wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-column disable-element-on-mobile is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div class=\"wp-block-group oeme-sidebar-menu-items has-global-padding is-layout-constrained wp-container-core-group-is-layout-92b9201d wp-block-group-is-layout-constrained\">\n<h4 class=\"wp-block-heading has-large-font-size\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-style:normal;font-weight:700\">\u8d26\u6237\u9009\u9879<\/h4>\n\n\n\n<ul style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0;padding-bottom:var(--wp--preset--spacing--40);padding-left:0;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.156), 16px);\" class=\"wp-block-list is-style-default oeme-horizontal-menu\">\n<li class=\"oeme-link-hra \"><a href=\"#section-hra\" class=\"is-active\">\u5065\u5eb7\u62a5\u9500\u5b89\u6392 (HRA)<\/a><\/li>\n\n\n\n<li class=\"oeme-link-hsa oeme-hide-hsa\"><a href=\"#section-hsa\">\u5065\u5eb7\u50a8\u84c4\u8d26\u6237 (HSA) \u2013 \u96c7\u4e3b\u8d44\u52a9<\/a><\/li>\n\n\n\n<li class=\"oeme-link-hsa-employee oeme-hide-hsa-employee-funded\"><a href=\"#section-hsa-employee-funded\">\u5065\u5eb7\u50a8\u84c4\u8d26\u6237 (HSA) \u2013 \u96c7\u5458\u81ea\u8d44<\/a><\/li>\n\n\n\n<li class=\"oeme-link-fsa \"><a href=\"#section-fsa\">\u7075\u6d3b\u652f\u51fa\u8d26\u6237 (FSA)<\/a><\/li>\n\n\n\n<li class=\"oeme-link-lpfsa oeme-hide-lpfsa\"><a href=\"#section-lpfsa\" data-type=\"internal\" data-id=\"#section-dca\">\u6709\u9650\u7528\u9014\u7075\u6d3b\u652f\u51fa\u8d26\u6237 (LPFSA)<\/a><\/li>\n\n\n\n<li class=\"oeme-link-dca oeme-hide-dca\"><a href=\"#section-dca\" data-type=\"internal\" data-id=\"#section-dca\">\u629a\u517b\u4eba\u62a4\u7406\u8d26\u6237 (\u629a\u517b\u4eba\u62a4\u7406 FSA)<\/a><\/li>\n\n\n\n<li class=\"oeme-link-parking oeme-hide-parking\"><a href=\"#section-parking\">\u505c\u8f66\u4e0e\u8fd0\u8f93 (\u901a\u52e4\u798f\u5229)<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column disable-element-on-mobile is-layout-flow wp-block-column-is-layout-flow\" style=\"border-left-color:var(--wp--preset--color--base);border-left-width:1px;padding-right:var(--wp--preset--spacing--40);flex-basis:1px\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"border-top-style:none;border-top-width:0px;border-right-style:none;border-right-width:0px;border-bottom-color:#cccccc;border-bottom-style:none;border-bottom-width:0px;border-left-style:none;border-left-width:0px;padding-top:var(--wp--preset--spacing--30);flex-basis:70%\">\n<div id=\"section-hra\" class=\"wp-block-group oeme-tax-free-account-section is-open has-global-padding is-layout-constrained wp-container-core-group-is-layout-10557fc6 wp-block-group-is-layout-constrained\" style=\"border-bottom-style:none;border-bottom-width:0px;padding-bottom:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-group oeme-tax-free-section-heading has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-x-large-font-size wp-elements-42e285e9c5328063dc10706cd7c4a1e1 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:900\">\u5065\u5eb7\u62a5\u9500\u5b89\u6392 (HRA)<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group oeme-tax-free-section-content has-global-padding is-layout-constrained wp-container-core-group-is-layout-92b9201d wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u96c7\u4e3b\u8d44\u52a9\u60a8\u7684\u533b\u7597\u8d39\u7528\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border-color has-base-border-color has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-width:6px;font-size:0px;box-shadow:var(--wp--preset--shadow--natural)\">\n<div style=\"padding:56.25% 0 0 0;position:relative;\"><iframe src=\"https:\/\/player.vimeo.com\/video\/1190622689?h=d46234153a&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;\" title=\"Employee Navigator_20260113_100052_Final_English_Video_2025\"><\/iframe><\/div><script src=\"https:\/\/player.vimeo.com\/api\/player.js\"><\/script>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-5e63e40f6972ed83de21e4d88eee9dc7 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5b83\u662f\u4ec0\u4e48\uff1a<\/h3>\n\n\n\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u5065\u5eb7\u62a5\u9500\u5b89\u6392 (HRA) \u662f\u4e00\u79cd\u7531\u96c7\u4e3b\u8d44\u52a9\u7684\u798f\u5229\uff0c\u8865\u507f\u60a8\u7684\u5408\u683c\u533b\u7597\u8d39\u7528\u3002HRA \u662f\u60a8\u96c7\u4e3b\u7684\u652f\u4ed8\u627f\u8bfa\u3002\u5728\u4e0a\u9762\u7684\u5f55\u50cf\u4e2d\uff0c\u60a8\u5c06\u4e86\u89e3\u60a8\u7684\u5408\u683c\u8d39\u7528\u3001\u5e74\u5ea6\u6d25\u8d34\u548c\u8c01\u5e2e\u52a9\u7ba1\u7406\u60a8\u7684 HRA \u8d44\u91d1\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-30afd574116fc59fb9a99cc869c9312a wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5173\u952e\u89c4\u5219 (2026)\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li><strong>\u8c01\u53ef\u4ee5\u6ce8\u518c\uff1a<\/strong>\u7b26\u5408\u6761\u4ef6\u5e76\u6ce8\u518c\u60a8\u516c\u53f8\u63d0\u4f9b\u7684\u5065\u5eb7\u8ba1\u5212\u7684\u5458\u5de5<\/li>\n\n\n\n<li><strong>\u8c01\u8d44\u52a9\u60a8\u7684 HRA\uff1a<\/strong>100% \u96c7\u4e3b\u8d44\u52a9<\/li>\n\n\n\n<li><strong>\u5e74\u5ea6\u96c7\u4e3b\u8d21\u732e\uff1a<\/strong>\u7531\u60a8\u7684\u96c7\u4e3b\u786e\u5b9a\uff08\u6ca1\u6709\u56fd\u7a0e\u5c40\u7684\u6700\u9ad8\u9650\u989d\uff09<\/li>\n\n\n\n<li><strong>\u7a0e\u6536\u4f18\u52bf\uff1a<\/strong>\u7528\u4e8e\u5408\u683c\u533b\u7597\u8d39\u7528\u7684\u8865\u507f\u6216\u652f\u4ed8\u4e0d\u9700\u7eb3\u7a0e<\/li>\n\n\n\n<li><strong>\u6eda\u5b58\uff1a<\/strong>\u6eda\u5b58\u89c4\u5219\u7531\u60a8\u96c7\u4e3b\u7684\u8ba1\u5212\u8bbe\u8ba1\u51b3\u5b9a<\/li>\n\n\n\n<li><strong>\u7528\u5c3d\uff1a<\/strong>\u60a8\u7684\u8ba1\u5212\u53ef\u80fd\u5305\u62ec\u4e00\u4e2a\u7528\u5c3d\u671f\uff0c\u8ba9\u60a8\u5728\u8ba1\u5212\u5e74\u5ea6\u7ed3\u675f\u540e\u6709\u989d\u5916\u65f6\u95f4\u63d0\u4ea4\u5f53\u5e74\u53d1\u751f\u7684\u8d39\u7528\u7d22\u8d54\u3002<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u5373\u4f7f\u6709\u4fdd\u9669\uff0c\u533b\u7597\u8d39\u7528\u5206\u644a\u6709\u65f6\u4e5f\u4f1a\u8ba9\u4eba\u611f\u5230\u8d1f\u62c5\u6c89\u91cd\u3002\u62e5\u6709\u4e00\u4e2a\u7531\u516c\u53f8\u8d44\u52a9\u7684 HRA \u6709\u52a9\u4e8e\u62b5\u6d88\u5168\u5e74\u4e2a\u4eba\u652f\u51fa\uff0c\u4e3a\u60a8\u7684\u798f\u5229\u8ba1\u5212\u589e\u6dfb\u771f\u6b63\u7684\u8d22\u52a1\u4ef7\u503c\u548c\u5b89\u5fc3\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div id=\"section-hsa\" class=\"wp-block-group oeme-tax-free-account-section oeme-hide-hsa has-global-padding is-layout-constrained wp-container-core-group-is-layout-345faa6b wp-block-group-is-layout-constrained\" style=\"border-bottom-style:none;border-bottom-width:0px;padding-top:0;padding-bottom:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-group oeme-tax-free-section-heading has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-x-large-font-size wp-elements-c73baaa36f945f7b568c971b73f45aee wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:900\">\u5065\u5eb7\u50a8\u84c4\u8d26\u6237 (HSA) \u2013 \u96c7\u4e3b\u8d44\u52a9<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group oeme-tax-free-section-content has-global-padding is-layout-constrained wp-container-core-group-is-layout-92b9201d wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u4e00\u79cd\u5f3a\u5927\u7684\u65b9\u5f0f\uff0c\u901a\u8fc7\u96c7\u4e3b\u7684\u5e2e\u52a9\u4e3a\u73b0\u5728\u548c\u672a\u6765\u7684\u533b\u7597\u4fdd\u5065\u8fdb\u884c\u50a8\u84c4\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border-color has-base-border-color has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-width:6px;font-size:0px;box-shadow:var(--wp--preset--shadow--natural)\">\n[oeme_benefithub_vimeo_embed_hsa]\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-5e63e40f6972ed83de21e4d88eee9dc7 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5b83\u662f\u4ec0\u4e48\uff1a<\/h3>\n\n\n\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u5065\u5eb7\u50a8\u84c4\u8d26\u6237 (HSA) \u662f\u4e00\u4e2a\u4e2a\u4eba\u7684\u3001\u7a0e\u6536\u4f18\u60e0\u7684\u50a8\u84c4\u8d26\u6237\uff0c\u7528\u4e8e\u652f\u4ed8\u5408\u683c\u7684\u533b\u7597\u8d39\u7528\u3002\u5b83\u4e0e\u9ad8\u6263\u9664\u5065\u5eb7\u8ba1\u5212 (HDHP) \u914d\u5bf9\u3002\u901a\u8fc7\u96c7\u4e3b\u8d44\u52a9\u7684 HSA\uff0c\u60a8\u7684\u516c\u53f8\u4f1a\u5411\u60a8\u7684\u8d26\u6237\u8d21\u732e\u3002HSA \u4e2d\u7684\u8d44\u91d1\u59cb\u7ec8\u5c5e\u4e8e\u60a8\uff0c\u5e76\u5728\u60a8\u7684\u804c\u4e1a\u751f\u6daf\u548c\u9000\u4f11\u671f\u95f4\u4fdd\u7559\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-775a926111661001164a2dd24249d1e0 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">2026 \u5e74\u56fd\u7a0e\u5c40\u9650\u989d<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u4e2a\u4eba\uff1a<strong>$4,400<\/strong><\/li>\n\n\n\n<li>\u5bb6\u5ead\uff1a<strong>$8,750<\/strong><\/li>\n\n\n\n<li>\u8865\u5145\uff08\u5e74\u9f84 55+\uff09\uff1a<strong>$1,000<\/strong><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-a1c0b38384bb644c96e5c8ccd89dcd65 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5173\u4e8e\u8d44\u683c\u7684\u4e00\u4e9b\u89c4\u5219\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u60a8\u5fc5\u987b\u6ce8\u518c\u4e00\u4e2a\u5408\u683c\u7684 HSA \u9ad8\u6263\u9664\u5065\u5eb7\u8ba1\u5212 (HDHP)<\/li>\n\n\n\n<li>\u60a8\u4e0d\u80fd\u88ab\u8986\u76d6\u5728\u5176\u4ed6\u975e HSA \u533b\u7597\u8ba1\u5212\u4e0b\uff0c\u5305\u62ec Medicare\u3001Medicaid \u6216 CHIP<\/li>\n\n\n\n<li>\u5982\u679c\u60a8\u5728\u4ed6\u4eba\u7684\u7eb3\u7a0e\u7533\u62a5\u8868\u4e0a\u88ab\u8ba4\u5b9a\u4e3a\u53d7\u629a\u517b\u4eba\uff0c\u60a8\u4e0d\u80fd\u53c2\u4e0e<\/li>\n\n\n\n<li>\u60a8\u7684 HSA \u7531\u60a8\u4e2a\u4eba\u62e5\u6709<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-be70409df8c67194396acdc5dbc03fa0 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u7a0e\u6536\u4f18\u60e0\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u96c7\u4e3b\u8d21\u732e\u5bf9\u60a8\u4e0d\u9700\u7eb3\u7a0e<\/li>\n\n\n\n<li>\u60a8\u6240\u505a\u7684\u4efb\u4f55\u8d21\u732e\u5c06\u51cf\u5c11\u60a8\u7684\u5e94\u7a0e\u6536\u5165<\/li>\n\n\n\n<li>\u514d\u7a0e\u589e\u957f<\/li>\n\n\n\n<li>\u53ef\u4ee5\u6295\u8d44\u4ee5\u5b9e\u73b0\u957f\u671f\u589e\u957f<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-7700464fe8f3b54797c7eedba7336b3b wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u8d21\u732e\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u8d44\u91d1\u5728\u5b58\u5165\u540e\u7acb\u5373\u53ef\u7528<\/li>\n\n\n\n<li>\u60a8\u53ef\u4ee5\u6839\u636e\u751f\u6d3b\u53d8\u5316\uff0c\u5982\u610f\u5916\u533b\u7597\u9700\u6c42\u3001\u5bb6\u5ead\u53d8\u5316\u6216\u8d22\u52a1\u4f18\u5148\u4e8b\u9879\u7684\u53d8\u5316\uff0c\u6309\u6708\u8c03\u6574\u60a8\u7684\u8d21\u732e\u91d1\u989d<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-d5403cc17e8172df6b4e6eedabc2583b wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u8d2d\u4e70\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u76f4\u63a5\u7528\u60a8\u7684 HSA \u501f\u8bb0\u5361\u652f\u4ed8<\/li>\n\n\n\n<li>\u6216\u81ea\u884c\u652f\u4ed8\u5e76\u63d0\u4ea4\u62a5\u9500\u8bf7\u6c42<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-6323e0ecb0b708bbbabb60b95893956e wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5e74\u672b\u4e0e\u672a\u6765\u4f7f\u7528\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u8d44\u91d1\u5728\u6bcf\u4e2a\u8ba1\u5212\u5e74\u5ea6\u7ed3\u675f\u65f6\u4f1a\u81ea\u52a8\u6eda\u5b58<\/li>\n\n\n\n<li>\u60a8\u7684 HSA \u5c06\u4f34\u968f\u60a8\u7ecf\u5386\u6bcf\u4e2a\u751f\u547d\u9636\u6bb5<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-bc3d9306352aab215f2d162ed78e2c3f wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u957f\u671f\u589e\u957f\u60a8\u7684 HSA\uff1a<\/h3>\n\n\n\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u968f\u7740\u60a8\u7684\u4f59\u989d\u589e\u957f\uff0c\u60a8\u53ef\u4ee5\u6295\u8d44\u4e8e\u6709\u6536\u76ca\u7684\u8d26\u6237\u548c\u6295\u8d44\u57fa\u91d1\u3002HSA \u8d44\u91d1\u53ef\u4ee5\u6218\u7565\u6027\u5730\u7528\u4e8e\uff1a<\/p>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u9000\u4f11\u65f6\u7684\u533b\u7597\u8d39\u7528<\/li>\n\n\n\n<li>\u957f\u671f\u62a4\u7406 (LTC) \u4fdd\u9669\u8d39<\/li>\n\n\n\n<li>\u672a\u6765\u7684\u533b\u7597\u9700\u6c42<\/li>\n<\/ul>\n\n\n\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u60a8\u53ef\u4ee5\u63d0\u53d6\u8d44\u91d1\u7528\u4e8e\u975e\u5408\u683c\u8d39\u7528\uff0c\u4f46\u53ef\u80fd\u4f1a\u6d89\u53ca\u7a0e\u6b3e\u548c\u7f5a\u6b3e\u3002\u8bf7\u54a8\u8be2\u60a8\u7684\u8d22\u52a1\u6216\u7a0e\u52a1\u987e\u95ee\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-f870ffc52500ec52794d64e17e63bb5c wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u56fd\u7a0e\u5c40\u6307\u5bfc\uff1a<\/h3>\n\n\n\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u6709\u5173\u60a8 HSA \u7684\u5b8c\u6574\u56fd\u7a0e\u5c40\u6307\u5357\uff0c\u5305\u62ec\u8d44\u683c\u3001\u8d21\u732e\u3001\u7a0e\u6536\u89c4\u5219\u548c\u5408\u683c\u8d39\u7528\u7684\u5b8c\u6574\u5217\u8868\uff1a<a href=\"https:\/\/www.irs.gov\/publications\/p969\">https:\/\/www.irs.gov\/publications\/p969<\/a><\/p>\n\n\n\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\"><em>\u63d0\u793a\uff1a\u4f7f\u7528\u9875\u9762\u5de6\u4fa7\u7684\u5bfc\u822a\u83dc\u5355\u8df3\u8f6c\u5230\u7279\u5b9a\u4e3b\u9898\u548c\u5408\u683c\u8d39\u7528\u7c7b\u522b\u3002<\/em><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u96c7\u4e3b\u7684\u8d21\u732e\u52a0\u901f\u50a8\u84c4\uff0c\u51cf\u5c11\u4eca\u5929\u7684\u533b\u7597\u8d39\u7528\uff0c\u5e76\u5e2e\u52a9\u4e3a\u672a\u6765\u5efa\u7acb\u514d\u7a0e\u4fdd\u62a4\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div id=\"section-hsa-employee-funded\" class=\"wp-block-group oeme-tax-free-account-section oeme-hide-hsa-employee-funded has-global-padding is-layout-constrained wp-container-core-group-is-layout-345faa6b wp-block-group-is-layout-constrained\" style=\"border-bottom-style:none;border-bottom-width:0px;padding-top:0;padding-bottom:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-group oeme-tax-free-section-heading has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-x-large-font-size wp-elements-36212b5b2891abdd24aa731a37d5656e wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:900\">\u5065\u5eb7\u50a8\u84c4\u8d26\u6237 (HSA) \u2013 \u96c7\u5458\u81ea\u8d44<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group oeme-tax-free-section-content has-global-padding is-layout-constrained wp-container-core-group-is-layout-92b9201d wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u60a8\u7684\u4e2a\u4eba\u533b\u7597\u4fdd\u5065\u50a8\u84c4\u8d26\u6237\u2014\u2014\u7531\u60a8\u5efa\u7acb\uff0c\u5f52\u60a8\u6240\u6709\uff0c\u5e76\u8bbe\u8ba1\u4e3a\u5728\u6bcf\u4e2a\u751f\u547d\u9636\u6bb5\u968f\u60a8\u4e00\u8d77\u524d\u884c\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border-color has-base-border-color has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-width:6px;font-size:0px;box-shadow:var(--wp--preset--shadow--natural)\">\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/@mux\/mux-player\"><\/script>\n<mux-player\n  playback-id=\"[oeme_benefithub_tax_benefit_hsa_emod_id]\"\nposter=\"[oeme_benefithub_tax_benefit_hsa_poster]\"\n  metadata-viewer-user-id=\"Placeholder (optional)\"\n><\/mux-player>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-5e63e40f6972ed83de21e4d88eee9dc7 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5b83\u662f\u4ec0\u4e48\uff1a<\/h3>\n\n\n\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u5458\u5de5\u8d44\u52a9\u7684 HSA \u5141\u8bb8\u60a8\u5c06\u7a0e\u524d\u5de5\u8d44\u8d44\u91d1\u8d21\u732e\u5230\u60a8\u81ea\u5df1\u7684\u4e2a\u4eba\u533b\u7597\u4fdd\u5065\u50a8\u84c4\u8d26\u6237\u3002\u8be5\u8d26\u6237\u4e0e HDHP \u914d\u5bf9\uff0c\u5b8c\u5168\u7531\u60a8\u62e5\u6709\uff0c\u65e0\u8bba\u751f\u6d3b\u548c\u804c\u4e1a\u5e26\u60a8\u5230\u54ea\u91cc\u90fd\u4fdd\u6301\u4e0e\u60a8\u5728\u4e00\u8d77\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-775a926111661001164a2dd24249d1e0 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">2026 \u5e74\u56fd\u7a0e\u5c40\u9650\u989d<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u4e2a\u4eba\uff1a<strong>$4,400<\/strong><\/li>\n\n\n\n<li>\u5bb6\u5ead\uff1a<strong>$8,750<\/strong><\/li>\n\n\n\n<li>\u8865\u5145\uff08\u5e74\u9f84 55+\uff09\uff1a<strong>$1,000<\/strong><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-a1c0b38384bb644c96e5c8ccd89dcd65 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5173\u4e8e\u8d44\u683c\u7684\u4e00\u4e9b\u89c4\u5219\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u60a8\u5fc5\u987b\u6ce8\u518c\u4e00\u4e2a\u5408\u683c\u7684 HSA \u9ad8\u6263\u9664\u5065\u5eb7\u8ba1\u5212 (HDHP)<\/li>\n\n\n\n<li>\u60a8\u4e0d\u80fd\u88ab\u8986\u76d6\u5728\u5176\u4ed6\u975e HSA \u533b\u7597\u8ba1\u5212\u4e0b\uff0c\u5305\u62ec Medicare\u3001Medicaid \u6216 CHIP<\/li>\n\n\n\n<li>\u5982\u679c\u60a8\u5728\u4ed6\u4eba\u7684\u7eb3\u7a0e\u7533\u62a5\u8868\u4e0a\u88ab\u8ba4\u5b9a\u4e3a\u53d7\u629a\u517b\u4eba\uff0c\u60a8\u4e0d\u80fd\u53c2\u4e0e<\/li>\n\n\n\n<li>\u60a8\u7684 HSA \u7531\u60a8\u4e2a\u4eba\u62e5\u6709<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-be70409df8c67194396acdc5dbc03fa0 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u7a0e\u6536\u4f18\u60e0\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u60a8\u7684\u8d21\u732e\u51cf\u5c11\u60a8\u7684\u5e94\u7a0e\u6536\u5165<\/li>\n\n\n\n<li>\u514d\u7a0e\u589e\u957f<\/li>\n\n\n\n<li>\u53ef\u4ee5\u6295\u8d44\u4ee5\u5b9e\u73b0\u957f\u671f\u589e\u957f<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-7700464fe8f3b54797c7eedba7336b3b wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u8d21\u732e\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u8d44\u91d1\u5728\u5b58\u5165\u540e\u7acb\u5373\u53ef\u7528<\/li>\n\n\n\n<li>\u60a8\u53ef\u4ee5\u6839\u636e\u751f\u6d3b\u53d8\u5316\uff0c\u5982\u610f\u5916\u533b\u7597\u9700\u6c42\u3001\u5bb6\u5ead\u53d8\u5316\u6216\u8d22\u52a1\u4f18\u5148\u4e8b\u9879\u7684\u53d8\u5316\uff0c\u6bcf\u6708\u8c03\u6574\u60a8\u7684\u8d21\u732e\u91d1\u989d<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-6323e0ecb0b708bbbabb60b95893956e wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5e74\u672b\u4e0e\u672a\u6765\u4f7f\u7528\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u8d44\u91d1\u4f1a\u81ea\u52a8\u6eda\u5b58<\/li>\n\n\n\n<li>\u60a8\u7684 HSA \u662f\u60a8\u4e00\u751f\u7684\u4e2a\u4eba\u533b\u7597\u4fdd\u5065\u50a8\u84c4\u8d26\u6237<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-f1f916e85759ef6055dadebfff039b14 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u7a0e\u52a1\u5c40\u6307\u5f15\uff1a<\/h3>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\"><a href=\"https:\/\/www.irs.gov\/publications\/p969\">https:\/\/www.irs.gov\/publications\/p969<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u5458\u5de5\u8d44\u52a9\u7684HSA\u8ba9\u60a8\u53ef\u4ee5\u5b8c\u5168\u63a7\u5236\u60a8\u7684\u533b\u7597\u50a8\u84c4\uff0c\u540c\u65f6\u4e3a\u672a\u6765\u5efa\u7acb\u514d\u7a0e\u4fdd\u969c\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div id=\"section-fsa\" class=\"wp-block-group oeme-tax-free-account-section has-global-padding is-layout-constrained wp-container-core-group-is-layout-345faa6b wp-block-group-is-layout-constrained\" style=\"border-bottom-style:none;border-bottom-width:0px;padding-top:0;padding-bottom:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-group oeme-tax-free-section-heading has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-x-large-font-size wp-elements-638c3263ea26ba262c2aed923b0a8a7e wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:900\">\u7075\u6d3b\u652f\u51fa\u8d26\u6237\uff08FSA\uff09<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group oeme-tax-free-section-content has-global-padding is-layout-constrained wp-container-core-group-is-layout-92b9201d wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u4f7f\u7528\u7a0e\u524d\u8d44\u91d1\u8282\u7701\u533b\u7597\u8d39\u7528\u7684\u7b80\u5355\u65b9\u6cd5\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border-color has-base-border-color has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-width:6px;font-size:0px;box-shadow:var(--wp--preset--shadow--natural)\">\n<div style=\"padding:56.25% 0 0 0;position:relative;\"><iframe src=\"https:\/\/player.vimeo.com\/video\/1190622705?h=8192dd4b40&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;\" title=\"Employee Navigator_20260113_100052_Final_English_Video_2025\"><\/iframe><\/div><script src=\"https:\/\/player.vimeo.com\/api\/player.js\"><\/script>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-5e63e40f6972ed83de21e4d88eee9dc7 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5b83\u662f\u4ec0\u4e48\uff1a<\/h3>\n\n\n\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u7075\u6d3b\u652f\u51fa\u8d26\u6237\uff08FSA\uff09\u5141\u8bb8\u60a8\u5c06\u7a0e\u524d\u5de5\u8d44\u7684\u4e00\u90e8\u5206\u7528\u4e8e\u652f\u4ed8\u5168\u5e74\u7b26\u5408\u6761\u4ef6\u7684\u533b\u7597\u8d39\u7528\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-bba5415d58bc7698c4bacda6c6ada4a9 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">2026\u5e74\u7a0e\u52a1\u5c40\u9650\u989d<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u5e74\u5ea6\u6700\u9ad8\uff1a<strong>$3,400<\/strong><\/li>\n\n\n\n<li>\u6eda\u5b58\uff1a\u6700\u591a<strong>$680<\/strong>\uff08\u5982\u679c\u60a8\u7684\u96c7\u4e3b\u8ba1\u5212\u5141\u8bb8\uff09<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-a1c0b38384bb644c96e5c8ccd89dcd65 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5173\u4e8e\u8d44\u683c\u7684\u4e00\u4e9b\u89c4\u5219\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u60a8\u5fc5\u987b\u7b26\u5408\u6761\u4ef6\u5e76\u6ce8\u518c\u60a8\u7684\u96c7\u4e3b\u7684\u533b\u7597FSA<\/li>\n\n\n\n<li>\u60a8\u4e0d\u9700\u8981\u6ce8\u518c\u9ad8\u514d\u8d54\u989d\u5065\u5eb7\u8ba1\u5212\uff08HDHP\uff09<\/li>\n\n\n\n<li>\u5982\u679c\u60a8\u6ce8\u518c\u533b\u7597FSA\uff0c\u901a\u5e38\u65e0\u6cd5\u5411\u5065\u5eb7\u50a8\u84c4\u8d26\u6237\uff08HSA\uff09\u8d21\u732e\u8d44\u91d1<\/li>\n\n\n\n<li>\u60a8\u7684\u533b\u7597FSA\u7531\u60a8\u7684\u96c7\u4e3b\u63d0\u4f9b\uff0c\u5e76\u4e0d\u5c5e\u4e8e\u4e2a\u4eba\u6240\u6709<\/li>\n\n\n\n<li>\u6ce8\u518c\u9009\u62e9\u901a\u5e38\u5fc5\u987b\u5728\u5f00\u653e\u6ce8\u518c\u671f\u95f4\u6216\u5728\u7b26\u5408\u6761\u4ef6\u7684\u751f\u6d3b\u4e8b\u4ef6\u540e\u8fdb\u884c<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-203978697bb57e295a0abb86802d8c38 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u8ba1\u5212\u5e74\u5ea6\u3001\u6eda\u5b58\u548c\u7ed3\u7b97<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u5927\u591a\u6570FSA\u9075\u5faa\u201c<strong>\u7528\u5b8c\u6216\u5931\u53bb<\/strong>\u7684\u7ed3\u6784\uff0c\u56e0\u6b64\u660e\u667a\u5730\u8ba1\u5212\u60a8\u7684\u9009\u62e9\u662f\u4e00\u4e2a\u597d\u4e3b\u610f<\/li>\n\n\n\n<li>\u4e3a\u4e86\u7ed9\u60a8\u4e00\u4e9b\u989d\u5916\u7684\u7075\u6d3b\u6027\uff0c\u60a8\u53ef\u80fd\u80fd\u591f\u5c06\u672a\u4f7f\u7528\u8d44\u91d1\u7684\u4e00\u90e8\u5206\u6eda\u5b58\u5230\u4e0b\u4e00\u4e2a\u8ba1\u5212\u5e74\u5ea6\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u8ba1\u5212\u8bbe\u8ba1<\/li>\n\n\n\n<li>\u60a8\u7684\u8ba1\u5212\u53ef\u80fd\u8fd8\u5305\u62ec\u4e00\u4e2a&nbsp;<strong>\u7ed3\u7b97\u671f<\/strong>\uff0c\u8fd9\u4f7f\u60a8\u5728\u8ba1\u5212\u5e74\u5ea6\u7ed3\u675f\u540e\u6709\u989d\u5916\u65f6\u95f4\u63d0\u4ea4\u5148\u524d\u5e74\u5ea6\u4ea7\u751f\u7684\u8d39\u7528\u7d22\u8d54\u3002<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-f1f916e85759ef6055dadebfff039b14 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u7a0e\u52a1\u5c40\u6307\u5f15\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-default\">\n<li>\u6709\u5173\u5b8c\u6574\u7684&nbsp;<strong>\u7b26\u5408\u6761\u4ef6\u7684\u533b\u7597\u3001\u7259\u79d1\u548c\u89c6\u89c9\u8d39\u7528<\/strong>\uff0c\u8bf7\u89c1&nbsp;<strong>\u7a0e\u52a1\u5c40\u51fa\u7248\u7269502<\/strong>\uff1a<a href=\"https:\/\/www.irs.gov\/publications\/p502\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.irs.gov\/publications\/p502<\/a><\/li>\n\n\n\n<li>\u6709\u5173&nbsp;<strong>FSA\u3001\u8d21\u732e\u9650\u989d\u548c\u7a0e\u6536\u89c4\u5219\u7684\u66f4\u591a\u4fe1\u606f<\/strong>\uff0c\u8bf7\u54a8\u8be2&nbsp;<strong>\u7a0e\u52a1\u5c40\u51fa\u7248\u7269969<\/strong>\uff1a<a href=\"https:\/\/www.irs.gov\/publications\/p969\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.irs.gov\/publications\/p969<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">FSA\u4f7f\u9884\u7b97\u89c4\u5212\u9884\u671f\u533b\u7597\u8d39\u7528\u53d8\u5f97\u66f4\u5bb9\u6613\uff0c\u540c\u65f6\u964d\u4f4e\u60a8\u7684\u5e94\u7eb3\u7a0e\u6536\u5165\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div id=\"section-dca\" class=\"wp-block-group oeme-tax-free-account-section oeme-hide-dca has-global-padding is-layout-constrained wp-container-core-group-is-layout-71d9e253 wp-block-group-is-layout-constrained\" style=\"border-bottom-style:none;border-bottom-width:0px;margin-bottom:var(--wp--preset--spacing--40);padding-top:0;padding-bottom:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-group oeme-tax-free-section-heading has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-x-large-font-size wp-elements-9df3b84abaf3f5468fbb06fb82b3a3e0 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:900\">\u629a\u517b\u7167\u987e\u8d26\u6237\uff08\u629a\u517b\u7167\u987eFSA\uff09<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group oeme-tax-free-section-content has-global-padding is-layout-constrained wp-container-core-group-is-layout-92b9201d wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u7167\u987e\u60a8\u6240\u7231\u7684\u4eba\u662f\u6709\u6210\u672c\u7684\u2014\u2014\u60a8\u53ef\u4ee5\u4f7f\u7528\u7a0e\u524d\u8d44\u91d1\u6765\u5e2e\u52a9\u51cf\u8f7b\u8fd9\u4e9b\u8d39\u7528\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border-color has-base-border-color has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-width:6px;font-size:0px;box-shadow:var(--wp--preset--shadow--natural)\">\n[oeme_benefithub_vimeo_embed_dependent_care_account_(dca)_en_standalone]\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-5e63e40f6972ed83de21e4d88eee9dc7 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5b83\u662f\u4ec0\u4e48\uff1a<\/h3>\n\n\n\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u629a\u517b\u7167\u987e\u8d26\u6237\u5141\u8bb8\u60a8\u4f7f\u7528\u7a0e\u524d\u5de5\u8d44\u8d44\u91d1\u6765\u5e2e\u52a9\u652f\u4ed8\u5408\u683c\u7684\u629a\u517b\u7167\u987e\u8d39\u7528\uff0c\u8fd9\u6bb5\u65f6\u95f4\u60a8\u5728\u5de5\u4f5c\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-bba5415d58bc7698c4bacda6c6ada4a9 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">2026\u5e74\u7a0e\u52a1\u5c40\u9650\u989d<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u5bb6\u5ead\u6700\u9ad8\uff1a<strong>$7,500<\/strong><\/li>\n\n\n\n<li>\u5df2\u5a5a\u5355\u72ec\u7533\u62a5\uff1a<strong>$3,750<\/strong><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-ce8849557a6b511808350fae41f626b0 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u7b26\u5408\u6761\u4ef6\u7684\u53d7\u629a\u517b\u4eba\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>13\u5c81\u4ee5\u4e0b\u7684\u513f\u7ae5<\/li>\n\n\n\n<li>\u65e0\u6cd5\u81ea\u7406\u7684\u914d\u5076\u6216\u6210\u5e74\u53d7\u629a\u517b\u4eba<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-f1f916e85759ef6055dadebfff039b14 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u7a0e\u52a1\u5c40\u6307\u5f15\uff1a<\/h3>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\">\u6709\u5173\u629a\u517b\u7167\u987eFSA\u7684\u5b8c\u6574\u7a0e\u52a1\u5c40\u6307\u5f15\uff0c\u5305\u62ec\u5408\u683c\u8d39\u7528\u548c\u7a0e\u6536\u89c4\u5219\uff0c\u8bf7\u53c2\u89c1\u7a0e\u52a1\u5c40\u51fa\u7248\u7269503:&nbsp;<a href=\"https:\/\/www.irs.gov\/publications\/p503\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.irs.gov\/publications\/p503<\/a> <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u629a\u517b\u7167\u987e\u8d26\u6237\u5e2e\u52a9\u5de5\u4f5c\u5bb6\u5ead\u7ba1\u7406\u7167\u987e\u6210\u672c\uff0c\u540c\u65f6\u4fdd\u7559\u66f4\u591a\u7684\u6bcf\u4e00\u5f20\u5de5\u8d44\u5355\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div id=\"section-lpfsa\" class=\"wp-block-group oeme-tax-free-account-section oeme-hide-lpfsa has-global-padding is-layout-constrained wp-container-core-group-is-layout-71d9e253 wp-block-group-is-layout-constrained\" style=\"border-bottom-style:none;border-bottom-width:0px;margin-bottom:var(--wp--preset--spacing--40);padding-top:0;padding-bottom:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-group oeme-tax-free-section-heading has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-x-large-font-size wp-elements-8a6ee6f8c9dababd3906eb9ea3349a6e wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:900\">\u6709\u9650\u7528\u9014\u7075\u6d3b\u652f\u51fa\u8d26\u6237\uff08LPFSA\uff09<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group oeme-tax-free-section-content has-global-padding is-layout-constrained wp-container-core-group-is-layout-92b9201d wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u4f7f\u7528\u7a0e\u524d\u8d44\u91d1\u8282\u7701\u7b26\u5408\u6761\u4ef6\u7684\u7259\u79d1\u548c\u89c6\u89c9\u8d39\u7528\u7684\u806a\u660e\u65b9\u5f0f\u2014\u2014\u540c\u65f6\u4fdd\u6301\u4e0eHSA\u7684\u517c\u5bb9\u6027\u3002<\/p>\n\n\n\n<div class=\"wp-block-group has-border-color has-base-border-color has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-width:6px;font-size:0px;box-shadow:var(--wp--preset--shadow--natural)\">\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/@mux\/mux-player\"><\/script>\n<mux-player\n  playback-id=\"[oeme_benefithub_tax_benefit_lpfsa_emod_id]\"\nposter=\"[oeme_benefithub_tax_benefit_lpfsa_poster]\"\n  metadata-viewer-user-id=\"Placeholder (optional)\"\n><\/mux-player>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-5e63e40f6972ed83de21e4d88eee9dc7 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5b83\u662f\u4ec0\u4e48\uff1a<\/h3>\n\n\n\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u6709\u9650\u7528\u9014\u7075\u6d3b\u652f\u51fa\u8d26\u6237\uff08LPFSA\uff09\u5141\u8bb8\u60a8\u5c06\u7a0e\u524d\u8d44\u91d1\u4ece\u5de5\u8d44\u4e2d\u62e8\u51fa\uff0c\u7528\u4e8e\u652f\u4ed8\u7b26\u5408\u6761\u4ef6\u7684\u7259\u79d1\u548c\u89c6\u89c9\u8d39\u7528\u3002\u5b83\u8bbe\u8ba1\u4e0e\u5065\u5eb7\u50a8\u84c4\u8d26\u6237\uff08HSA\uff09\u4e00\u8d77\u4f7f\u7528\uff0c\u5e2e\u52a9\u60a8\u4e3a\u672a\u6765\u7684\u533b\u7597\u9700\u6c42\u4fdd\u7559HSA\u8d44\u91d1\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-81b7d03ab20d0d1d57af2d48ba5d4a1f wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u54ea\u4e9b\u8d39\u7528\u7b26\u5408\u6761\u4ef6<\/h3>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\">LPFSA\u8d44\u91d1\u53ef\u7528\u4e8e\u5408\u683c\u7684\u7259\u79d1\u548c\u89c6\u89c9\u8d39\u7528\uff0c\u5305\u62ec\u4f46\u4e0d\u9650\u4e8e\uff1a<\/p>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u7259\u79d1\u68c0\u67e5\u3001\u6e05\u6d01\u3001\u8865\u7259\u548c\u7259\u9f7f\u77eb\u6b63<\/li>\n\n\n\n<li>\u773c\u79d1\u68c0\u67e5\u3001\u773c\u955c\u3001\u9690\u5f62\u773c\u955c\u548cLASIK<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-bba5415d58bc7698c4bacda6c6ada4a9 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">2026\u5e74\u7a0e\u52a1\u5c40\u9650\u989d<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u5e74\u5ea6\u8d21\u732e\u6700\u9ad8\u9650\u989d\uff1a<strong>$3,400<\/strong><\/li>\n\n\n\n<li>\u6eda\u5b58\uff08\u5982\u679c\u96c7\u4e3b\u5141\u8bb8\uff09\uff1a<strong>\u6700\u591a$680<\/strong><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-203978697bb57e295a0abb86802d8c38 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u8ba1\u5212\u5e74\u5ea6\u3001\u6eda\u5b58\u548c\u7ed3\u7b97<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u5927\u591a\u6570FSA\u9075\u5faa\u201c\u7528\u5b8c\u6216\u5931\u53bb\u201d\u7684\u7ed3\u6784\uff0c\u56e0\u6b64\u8bf7\u4ed4\u7ec6\u89c4\u5212\u60a8\u7684\u9009\u62e9\u3002<\/li>\n\n\n\n<li>\u6839\u636e\u60a8\u96c7\u4e3b\u7684\u8ba1\u5212\u8bbe\u8ba1\uff0c\u60a8\u53ef\u4ee5\u5c06\u672a\u4f7f\u7528\u8d44\u91d1\u7684\u4e00\u90e8\u5206\u6eda\u5b58\u5230\u4e0b\u4e00\u4e2a\u8ba1\u5212\u5e74\u5ea6\u3002<\/li>\n\n\n\n<li>\u60a8\u7684\u8ba1\u5212\u53ef\u80fd\u5305\u62ec\u7ed3\u7b97\u671f\uff0c\u7ed9\u60a8\u5728\u8ba1\u5212\u5e74\u5ea6\u7ed3\u675f\u540e\u989d\u5916\u65f6\u95f4\u63d0\u4ea4\u5f53\u5e74\u4ea7\u751f\u7684\u8d39\u7528\u7d22\u8d54\u3002<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-1148b29ab52437d87ff07e8a3166dfdd wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5173\u4e8e\u8d44\u683c\u7684\u4e00\u4e9b\u89c4\u5219<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u60a8\u5fc5\u987b\u6ce8\u518c\u60a8\u7684\u96c7\u4e3b\u7684LPFSA<\/li>\n\n\n\n<li>\u60a8\u4e0d\u9700\u8981\u6ce8\u518c\u9ad8\u514d\u8d54\u989d\u5065\u5eb7\u8ba1\u5212\uff08HDHP\uff09<\/li>\n\n\n\n<li>\u5982\u679c\u60a8\u8fd8\u6709\u901a\u7528\u7684\u5065\u5eb7FSA\uff0c\u60a8\u901a\u5e38\u65e0\u6cd5\u4e3aHSA\u8d21\u732e\u8d44\u91d1<\/li>\n\n\n\n<li>\u5982\u679c\u60a8\u7684\u96c7\u4e3b\u4e3a\u4e00\u822c\u533b\u7597\u8d39\u7528\u63d0\u4f9b\u5065\u5eb7\u62a5\u9500\u5b89\u6392\uff08HRA\uff09\uff0c\u8bf7\u4e0e\u4eba\u529b\u8d44\u6e90\u90e8\u95e8\u6838\u5b9e\uff0c\u56e0\u4e3a\u8fd9\u53ef\u80fd\u5f71\u54cd\u8d44\u683c<\/li>\n\n\n\n<li>LPFSA\u9009\u62e9\u5728\u5f00\u653e\u6ce8\u518c\u671f\u95f4\u6216\u5728\u7b26\u5408\u6761\u4ef6\u7684\u751f\u6d3b\u4e8b\u4ef6\u540e\u4f5c\u51fa<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-625e1e08b9e0de71a8193466648f7fa4 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u5b83\u662f\u5982\u4f55\u5de5\u4f5c\u7684<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u8d21\u732e\u5728\u7a0e\u524d\u4ece\u60a8\u7684\u5de5\u8d44\u4e2d\u6263\u9664\uff0c\u51cf\u5c11\u60a8\u7684\u5e94\u7eb3\u7a0e\u6536\u5165<\/li>\n\n\n\n<li>\u8d44\u91d1\u5728\u8ba1\u5212\u5e74\u5ea6\u5185\u53ef\u7528<\/li>\n\n\n\n<li>\u60a8\u53ef\u4ee5\u76f4\u63a5\u7528LPFSA\u501f\u8bb0\u5361\u4ed8\u6b3e\u6216\u5148\u81ea\u8d39\u652f\u4ed8\uff0c\u7136\u540e\u63d0\u4ea4\u7d22\u8d54\u4ee5\u83b7\u5f97\u62a5\u9500<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-32df18e30e4204d4f2b51b12cafe9f31 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u7a0e\u6536\u4f18\u60e0<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u8d21\u732e\u662f\u514d\u7a0e\u7684<\/li>\n\n\n\n<li>\u7b26\u5408\u6761\u4ef6\u7684\u7259\u79d1\u548c\u89c6\u89c9\u8d39\u7528\u65e0\u9700\u7eb3\u7a0e<\/li>\n\n\n\n<li>\u5e2e\u52a9\u60a8\u5728\u53ef\u9884\u89c1\u7684\u533b\u7597\u6210\u672c\u4e0a\u8282\u7701\u8d44\u91d1\uff0c\u540c\u65f6\u4fdd\u7559\u60a8\u7684HSA\u8d44\u91d1<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-2999290ffa4c00ae1de5256b687c3d10 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u4e3a\u4ec0\u4e48\u9009\u62e9LPFSA<\/h3>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\">\u6709\u9650\u7528\u9014FSA\u4f7f\u9884\u7b97\u89c4\u5212\u7259\u79d1\u548c\u89c6\u89c9\u8d39\u7528\u53d8\u5f97\u66f4\u5bb9\u6613\uff0c\u540c\u65f6\u4fdd\u7559\u60a8\u7684HSA\u4ee5\u7528\u4e8e\u957f\u671f\u533b\u7597\u50a8\u84c4<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-f1f916e85759ef6055dadebfff039b14 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u7a0e\u52a1\u5c40\u6307\u5f15\uff1a<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u6709\u5173\u7b26\u5408\u6761\u4ef6\u7684\u7259\u79d1\u548c\u89c6\u89c9\u8d39\u7528\u7684\u5b8c\u6574\u5217\u8868\uff0c\u8bf7\u53c2\u89c1\u7a0e\u52a1\u5c40\u51fa\u7248\u7269502:&nbsp;<a href=\"https:\/\/www.irs.gov\/publications\/p502\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.irs.gov\/publications\/p502<\/a><\/li>\n\n\n\n<li>\u6709\u5173FSA\u3001\u8d21\u732e\u9650\u989d\u548c\u7a0e\u6536\u89c4\u5219\u7684\u4e00\u822c\u4fe1\u606f\uff0c\u8bf7\u54a8\u8be2\u7a0e\u52a1\u5c40\u51fa\u7248\u7269969:&nbsp;<a href=\"https:\/\/www.irs.gov\/publications\/p969\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.irs.gov\/publications\/p969<\/a> <\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div id=\"section-parking\" class=\"wp-block-group oeme-tax-free-account-section oeme-hide-parking has-global-padding is-layout-constrained wp-container-core-group-is-layout-345faa6b wp-block-group-is-layout-constrained\" style=\"border-bottom-style:none;border-bottom-width:0px;padding-top:0;padding-bottom:var(--wp--preset--spacing--40)\">\n<div class=\"wp-block-group oeme-tax-free-section-heading has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-x-large-font-size wp-elements-b2b26815113917a84476fc9b10b9eca1 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:900\">\u505c\u8f66\u548c\u4ea4\u901a\uff08\u901a\u52e4\u798f\u5229\uff09<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-group oeme-tax-free-section-content has-global-padding is-layout-constrained wp-container-core-group-is-layout-92b9201d wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u901a\u52e4\u662f\u6709\u6210\u672c\u7684\u2014\u2014\u4e3a\u4f55\u4e0d\u4f7f\u7528\u7a0e\u524d\u6536\u5165\u6765\u5e2e\u52a9\u964d\u4f4e\u8d39\u7528\u5462\uff1f<\/p>\n\n\n\n<div class=\"wp-block-group has-border-color has-base-border-color has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-width:6px;font-size:0px;box-shadow:var(--wp--preset--shadow--natural)\">\n<script src=\"https:\/\/cdn.jsdelivr.net\/npm\/@mux\/mux-player\"><\/script>\n<mux-player\n  playback-id=\"[oeme_benefithub_tax_benefit_parking_emod_id]\"\nposter=\"[oeme_benefithub_tax_benefit_parking_poster]\"\n  metadata-viewer-user-id=\"Placeholder (optional)\"\n><\/mux-player>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-10d351ffae1c82bd08e3951f5d3058d4 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u8fd9\u662f\u4ec0\u4e48\uff1a<\/h3>\n\n\n\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u505c\u8f66\u548c\u516c\u5171\u4ea4\u901a\u798f\u5229\u5141\u8bb8\u60a8\u4f7f\u7528\u7a0e\u524d\u85aa\u8d44\u6263\u9664\u652f\u4ed8\u505c\u8f66\u8d39\u3001\u516c\u5171\u4ea4\u901a\u548c\u62fc\u8f66\u901a\u52e4\u8d39\u7528\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-113a11351e7d1133d7d6ba1e15af4936 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">2026\u5e74\u56fd\u7a0e\u5c40\u9650\u989d<\/h3>\n\n\n\n<ul style=\"padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li>\u505c\u8f66\uff1a<strong>\u6bcf\u6708340\u7f8e\u5143<\/strong><\/li>\n\n\n\n<li>\u516c\u5171\u4ea4\u901a\uff1a<strong>\u6bcf\u6708340\u7f8e\u5143<\/strong><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color has-large-font-size wp-elements-1d174bc9d01d874158db94dfba98db98 wp-container-content-9cfa9a5a\" style=\"padding-top:0;padding-bottom:0;font-style:normal;font-weight:700\">\u56fd\u7a0e\u5c40\u6307\u5f15\uff1a<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-e0082cf6 wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\"><a href=\"https:\/\/www.irs.gov\/publications\/p15b\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.irs.gov\/publications\/p15b<\/a><\/p>\n\n\n\n<p class=\"has-text-align-left\" style=\"padding-bottom:var(--wp--preset--spacing--20);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">\u7a0e\u524d\u901a\u52e4\u798f\u5229\u6709\u52a9\u4e8e\u51cf\u5c11\u65e5\u5e38\u4ea4\u901a\u8d39\u7528\uff0c\u5e76\u8fdb\u4e00\u6b65\u5ef6\u4f38\u60a8\u7684\u5de5\u8d44\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u8d26\u6237\u9009\u9879 \u5065\u5eb7\u62a5\u9500\u5b89\u6392 (HRA) \u96c7\u4e3b\u8d44\u52a9\u60a8\u7684\u533b\u7597\u8d39\u7528\u3002 \u5b83\u662f\u4ec0\u4e48\uff1a \u5065\u5eb7\u62a5\u9500\u5b89\u6392 (HRA) \u662f\u4e00\u79cd\u7531\u96c7\u4e3b\u8d44\u52a9\u7684\u798f\u5229\uff0c\u8865\u507f\u60a8\u7684\u5408\u683c\u533b\u7597\u8d39\u7528\u3002HRA \u662f\u60a8\u96c7\u4e3b\u7684\u652f\u4ed8\u627f\u8bfa\u3002\u5728\u4e0a\u9762\u7684\u5f55\u50cf\u4e2d\uff0c\u60a8\u5c06\u4e86\u89e3\u60a8\u7684\u5408\u683c\u8d39\u7528\u3001\u5e74\u5ea6\u6d25\u8d34\u548c\u8c01\u5e2e\u52a9\u7ba1\u7406\u60a8\u7684 HRA \u8d44\u91d1\u3002 \u5173\u952e\u89c4\u5219 (2026)\uff1a \u5373\u4f7f\u6709\u4fdd\u9669\uff0c\u533b\u7597\u8d39\u7528\u5206\u644a\u6709\u65f6\u4e5f\u4f1a\u8ba9\u4eba\u611f\u5230\u8d1f\u62c5\u6c89\u91cd\u3002\u62e5\u6709\u4e00\u4e2a\u7531\u516c\u53f8\u8d44\u52a9\u7684 HRA \u6709\u52a9\u4e8e\u62b5\u6d88\u5168\u5e74\u4e2a\u4eba\u652f\u51fa\uff0c\u4e3a\u60a8\u7684\u798f\u5229\u8ba1\u5212\u589e\u6dfb\u771f\u6b63\u7684\u8d22\u52a1\u4ef7\u503c\u548c\u5b89\u5fc3\u3002 \u5065\u5eb7\u50a8\u84c4\u8d26\u6237 (HSA) \u2013 \u96c7\u4e3b\u8d44\u52a9 \u4e00\u79cd\u5f3a\u5927\u7684\u65b9\u5f0f\uff0c\u901a\u8fc7\u96c7\u4e3b\u7684\u5e2e\u52a9\u4e3a\u73b0\u5728\u548c\u672a\u6765\u7684\u533b\u7597\u4fdd\u5065\u8fdb\u884c\u50a8\u84c4\u3002 [oeme_benefithub_vimeo_embed_hsa] \u5b83\u662f\u4ec0\u4e48\uff1a \u5065\u5eb7\u50a8\u84c4\u8d26\u6237 (HSA) 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