{"id":20,"date":"2026-01-14T06:15:10","date_gmt":"2026-01-14T06:15:10","guid":{"rendered":"https:\/\/myoeme.io\/metlife-en\/?page_id=20"},"modified":"2026-03-11T06:52:24","modified_gmt":"2026-03-11T06:52:24","slug":"accident-insurance","status":"publish","type":"page","link":"https:\/\/myoeme.io\/metlife-en\/benefits\/accident-insurance\/","title":{"rendered":"Accident Insurance"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull disable-element-on-mobile has-aspect-ratio wp-duotone-unset-1\" style=\"padding-top:35vh;padding-bottom:65px;aspect-ratio:auto;min-height:unset;\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-505 size-large\" alt=\"\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2025\/06\/tmpnhlqwler-1024x373.webp\" data-object-fit=\"cover\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-60 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-174515c3 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:72%\">\n<h2 class=\"wp-block-heading\" style=\"padding-bottom:10px;font-size:clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.327), 42px);font-style:normal;font-weight:700\"><strong><strong><strong>Accident Insurance<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:500\">Stay financially protected as you recover from an accident.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:28%\"><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover alignfull hide-on-large-devices has-aspect-ratio wp-duotone-unset-2\" style=\"padding-top:15vh;padding-bottom:var(--wp--preset--spacing--40);aspect-ratio:auto;min-height:unset;\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-505 size-large\" alt=\"\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2025\/06\/tmpnhlqwler-1024x373.webp\" data-object-fit=\"cover\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-60 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-c8cde179 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:72%\">\n<h2 class=\"wp-block-heading\" style=\"padding-bottom:10px;font-size:clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.327), 42px);font-style:normal;font-weight:700\"><strong><strong><strong>Accident Insurance<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:500\">Stay financially protected as you recover from an accident.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-f2bd6281 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns has-accent-3-background-color has-background is-layout-flex wp-container-core-columns-is-layout-0b25a670 wp-block-columns-is-layout-flex\" style=\"border-right-color:var(--wp--preset--color--base);margin-top:0;margin-bottom:0;padding-top:7vh;padding-right:15px;padding-bottom:7vh;padding-left:15px\">\n<div class=\"wp-block-column is-vertically-aligned-stretch is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:53%\">\n<div class=\"wp-block-group is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-b21d21b4 wp-block-group-is-layout-flex\" style=\"min-height:100%\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-29f3b46a1ec028ffb0db987dfcfa8560\" style=\"padding-bottom:20px;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:700\"><strong><strong><strong>Help prepare for the unexpected<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-left\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">If you\u2019re injured in an accident, you can receive a lump-sum to use as you see fit with accident insurance.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;flex-basis:47%\">\n<div class=\"wp-block-group has-border-color has-base-border-color has-global-padding is-content-justification-right is-layout-constrained wp-container-core-group-is-layout-f1f2ed93 wp-block-group-is-layout-constrained\" style=\"border-width:6px;font-size:0px;box-shadow:var(--wp--preset--shadow--natural)\">\n<div style=\"padding:56.25% 0 0 0;position:relative;\"><iframe src=\"https:\/\/player.vimeo.com\/video\/1172429361?h=6c63655aba&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;\" title=\"Employee Navigator_20260113_100052_Final_English_Video_2025\"><\/iframe><\/div><script src=\"https:\/\/player.vimeo.com\/api\/player.js\"><\/script>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--60);padding-top:0px;padding-bottom:0px\">\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">An accident can impact your health, but it can also damage your finances and affect how you live. MetLife Accident Insurance can help with your finances so you can focus on healing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-f2afac457f68e7c9b856b70579fa8f31 wp-container-content-9cfa9a5a\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:0;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong>Accident insurance benefits<\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-1bdfba892ceb47ed5dccf2c6a591b8ce wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(16.293px, 1.018rem + ((1vw - 3.2px) * 0.68), 25px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong>Lump-sum payment<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Covers over 150 events and paid directly to you to spend on what you need.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-c8608d61a8ccf8972eb0f6c22cb5b6e3 wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(16.293px, 1.018rem + ((1vw - 3.2px) * 0.68), 25px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong><strong><strong>No waiting period<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Coverage takes effect on the effective date.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-1f2a2825fb51d39b5aae101b8243908a wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(16.293px, 1.018rem + ((1vw - 3.2px) * 0.68), 25px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong><strong><strong><strong>Portable coverage<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Take your coverage with you if you change employers or retire.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-131a04e97a7037a12e351c8b810e0209 wp-container-content-9cfa9a5a\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:20px;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong>Help your finances stay healthy during your recovery<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">After experiencing an accident, you don\u2019t need any more surprises \u2013 like finding out that your medical insurance plan may not cover some of your expenses.<\/p>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">With MetLife Accident Insurance, you can receive a lump-sum payment, paid directly to you, to use at your discretion. It can help with:<\/p>\n\n\n\n<ul style=\"border-style:none;border-width:0px;margin-top:0px;margin-bottom:0px;padding-left:var(--wp--preset--spacing--30)\" class=\"wp-block-list is-style-checkmark-list\">\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\"><strong>Injuries:<\/strong>&nbsp;such as fractures, dislocations, concussions, lacerations, eye injuries, torn knee cartilage, ruptured discs, and severe burns.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\"><strong>Medical Services and Treatments:<\/strong>&nbsp;Includes ambulance, emergency care, therapy services, medical testing (including X-rays, MRIs, CT scans), medical appliances, and certain types of surgeries.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\"><strong>Hospitalization:<\/strong>&nbsp;Hospital admission, confinement, and inpatient rehab after an accident.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\"><strong>Additional Benefits:<\/strong>&nbsp;For accidental death, dismemberment, loss, paralysis, supplemental benefit for lodging.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-accent-3-background-color has-background has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-783ded4b wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<p class=\"has-contrast-color has-text-color has-link-color wp-elements-c8896ba036a0dd909b8776528897fdb2 wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.391), 19px);font-style:normal;font-weight:500\">DID YOU KNOW?<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-61c34d4a2edcacf5984e1aed4b1bd8d9 wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(24.034px, 1.502rem + ((1vw - 3.2px) * 1.247), 40px);font-style:normal;font-weight:700\"><strong><strong><strong><strong><strong><strong><strong><strong>Planning ahead can help relieve the burden of medical expenses.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Help prepare for the unexpected If you\u2019re injured in an accident, you can receive a lump-sum to use as you see fit with accident insurance. An accident can impact your health, but it can also damage your finances and affect how you live. MetLife Accident Insurance can help with your finances so you can focus [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":59,"parent":19,"menu_order":13,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-20","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/myoeme.io\/metlife-en\/wp-json\/wp\/v2\/pages\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myoeme.io\/metlife-en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/myoeme.io\/metlife-en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/myoeme.io\/metlife-en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/myoeme.io\/metlife-en\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":7,"href":"https:\/\/myoeme.io\/metlife-en\/wp-json\/wp\/v2\/pages\/20\/revisions"}],"predecessor-version":[{"id":506,"href":"https:\/\/myoeme.io\/metlife-en\/wp-json\/wp\/v2\/pages\/20\/revisions\/506"}],"up":[{"embeddable":true,"href":"https:\/\/myoeme.io\/metlife-en\/wp-json\/wp\/v2\/pages\/19"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/myoeme.io\/metlife-en\/wp-json\/wp\/v2\/media\/59"}],"wp:attachment":[{"href":"https:\/\/myoeme.io\/metlife-en\/wp-json\/wp\/v2\/media?parent=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}