{"id":19,"date":"2026-01-14T06:15:23","date_gmt":"2026-01-14T06:15:23","guid":{"rendered":"https:\/\/myoeme.io\/metlife-lt\/?page_id=19"},"modified":"2026-04-22T06:23:30","modified_gmt":"2026-04-22T06:23:30","slug":"employer-paid-long-term-disability","status":"publish","type":"page","link":"https:\/\/myoeme.io\/metlife-lt\/benefits\/employer-paid-long-term-disability\/","title":{"rendered":"Darbdavio apmokamas ilgalaikis nedarbingumo draudimas"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull disable-element-on-mobile has-aspect-ratio wp-duotone-unset-1\" style=\"padding-top:35vh;padding-bottom:65px;aspect-ratio:auto;min-height:unset;\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-819 size-full\" alt=\"\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2025\/10\/disability-1.jpg\" data-object-fit=\"cover\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-60 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-174515c3 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:72%\">\n<h2 class=\"wp-block-heading\" style=\"padding-bottom:10px;font-size:clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.327), 42px);font-style:normal;font-weight:700\"><strong><strong>Darbdavio apmok\u0117tas ilgalaikis ne\u012fgalumas&nbsp;<\/strong><\/strong><\/h2>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:500\">Niekas neplanuoja b\u016bti be darbo m\u0117nesi\u0173 m\u0117nesiais \u2014 puiku, kad j\u016bs\u0173 \u012fmon\u0117 suteikia reikiam\u0105 apr\u0117pt\u012f.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:28%\"><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover alignfull hide-on-large-devices has-aspect-ratio wp-duotone-unset-2\" style=\"padding-top:15vh;padding-bottom:var(--wp--preset--spacing--40);aspect-ratio:auto;min-height:unset;\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-819 size-full\" alt=\"\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2025\/10\/disability-1.jpg\" style=\"object-position:5% 46%\" data-object-fit=\"cover\" data-object-position=\"5% 46%\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-60 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-c8cde179 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:72%\">\n<h2 class=\"wp-block-heading\" style=\"padding-bottom:10px;font-size:clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.327), 42px);font-style:normal;font-weight:700\"><strong><strong>Darbdavio apmok\u0117tas ilgalaikis ne\u012fgalumas&nbsp;<\/strong><\/strong><\/h2>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:500\">Niekas neplanuoja b\u016bti be darbo m\u0117nesi\u0173 m\u0117nesiais \u2014 puiku, kad j\u016bs\u0173 \u012fmon\u0117 suteikia reikiam\u0105 apr\u0117pt\u012f.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-f2bd6281 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns has-accent-3-background-color has-background is-layout-flex wp-container-core-columns-is-layout-5ba87b01 wp-block-columns-is-layout-flex\" style=\"border-right-color:var(--wp--preset--color--base);margin-top:0;margin-bottom:0;padding-top:10vh;padding-right:15px;padding-bottom:15vh;padding-left:15px\">\n<div class=\"wp-block-column is-vertically-aligned-stretch is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:53%\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-ec92d72ec6f0efa484433a8c7a979433\" style=\"padding-bottom:20px;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:700\"><strong><strong><strong><strong>Yra 1 i\u0161 4 tikimyb\u0117, kad prie\u0161 pensij\u0105 bus ne\u012fgalumas.<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.469), 20px);\">Ir beveik&nbsp;<strong>3 i\u0161 10<\/strong>&nbsp;dabartini\u0173 ne\u012fgalumo<\/p>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.469), 20px);\">gav\u0117j\u0173 yra&nbsp;<strong>jaunesni nei 50<\/strong>.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:5vh;flex-basis:47%\">\n<div class=\"wp-block-group has-border-color has-base-border-color has-global-padding is-content-justification-right is-layout-constrained wp-container-core-group-is-layout-f1f2ed93 wp-block-group-is-layout-constrained\" style=\"border-width:6px;font-size:0px;box-shadow:var(--wp--preset--shadow--natural)\">\n<div style=\"padding:56.25% 0 0 0;position:relative;\"><iframe src=\"https:\/\/player.vimeo.com\/video\/1172565530?h=a6ebc2a056&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;\" title=\"Employee Navigator_20260113_100052_Final_English_Video_2025\"><\/iframe><\/div><script src=\"https:\/\/player.vimeo.com\/api\/player.js\"><\/script>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--60);margin-bottom:0px;padding-top:0;padding-bottom:0\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-e9f05346343bcb3e136772d4f24723f2 wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\"><strong>Kaip tai veikia<\/strong>&nbsp;<\/h2>\n\n\n\n<ul style=\"padding-bottom:40px;padding-left:var(--wp--preset--spacing--30);font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);\" class=\"wp-block-list is-style-checkmark-list\">\n<li><strong>M\u0117nesini\u0173 pajam\u0173 pakeitimas<\/strong>&nbsp;<br>Teikia&nbsp;dal\u012f&nbsp;pasitik\u0117jimo kiekvien\u0105 m\u0117nes\u012f \u2014 paprastai didesn\u012f procent\u0105 j\u016bs\u0173 atlyginimo \u2014 iki m\u0117nesinio maksimumo, nustatyto j\u016bs\u0173 i\u0161mok\u0173 detal\u0117se.&nbsp;&nbsp;<\/li>\n\n\n\n<li><strong>Finansinis stabilumas ilgalaik\u0117je perspektyvoje<\/strong>&nbsp;<br>LTD i\u0161mokos&nbsp;sukurtos tam, kad palaikyt\u0173 jus ilgalaiki\u0173 sveikatos i\u0161\u0161\u016bki\u0173 metu, padedant jums susitvarkyti su b\u016btinomis i\u0161laidomis ir apsaugoti j\u016bs\u0173 finansin\u0119 gerov\u0119.&nbsp;<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"border-top-color:var(--wp--preset--color--contrast);border-top-style:dotted;border-top-width:5px;margin-top:0;padding-top:var(--wp--preset--spacing--60);padding-bottom:25px\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-17fc1b09 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-fa29dabdb8517ed515b4974fbe5744e6\" style=\"padding-right:var(--wp--preset--spacing--20);padding-bottom:0;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\">Reikia pagalbos?<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:75%\">\n<p class=\"wp-container-content-47197e2f\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Prisijunkite, kad tvarkytum\u0117te savo MetLife paskyr\u0105 arba pasiekite pretenzij\u0173 formas ir papildomus i\u0161teklius.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-ea69a204 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-style-default has-accent-3-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:35px;padding-right:35px;padding-bottom:35px;padding-left:35px;font-size:clamp(15.747px, 0.984rem + ((1vw - 3.2px) * 0.645), 24px);font-style:normal;font-weight:400\">\n<figure class=\"wp-block-image aligncenter size-full is-resized\" style=\"margin-bottom:10px\"><a href=\"https:\/\/www.metlife.com\/MWBwelcome\/claim-forms\/\" target=\"_blank\" rel=\" noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2025\/06\/tmp18fz5ez9.webp\" alt=\"\" class=\"wp-image-87\" style=\"object-fit:cover;width:60px;height:60px\"\/><\/a><\/figure>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.metlife.com\/MWBwelcome\/claim-forms\/\" data-type=\"page\" data-id=\"63\" target=\"_blank\" rel=\"noreferrer noopener\">Kaip pateikti pretenzij\u0105<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Yra 1 i\u0161 4 tikimyb\u0117, kad prie\u0161 pensij\u0105 bus ne\u012fgalumas. Ir beveik&nbsp;3 i\u0161 10&nbsp;dabartini\u0173 ne\u012fgalumo gav\u0117j\u0173 yra&nbsp;jaunesni nei 50. Kaip tai veikia&nbsp; Reikia pagalbos? Prisijunkite, kad tvarkytum\u0117te savo MetLife paskyr\u0105 arba pasiekite pretenzij\u0173 formas ir papildomus i\u0161teklius. Kaip pateikti pretenzij\u0105<\/p>\n","protected":false},"author":4,"featured_media":59,"parent":22,"menu_order":8,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-19","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/pages\/19","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/comments?post=19"}],"version-history":[{"count":19,"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/pages\/19\/revisions"}],"predecessor-version":[{"id":566,"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/pages\/19\/revisions\/566"}],"up":[{"embeddable":true,"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/pages\/22"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/media\/59"}],"wp:attachment":[{"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/media?parent=19"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}