{"id":26,"date":"2025-12-16T11:34:24","date_gmt":"2025-12-16T11:34:24","guid":{"rendered":"https:\/\/myoeme.io\/metlife-lt\/?page_id=26"},"modified":"2026-04-22T06:23:36","modified_gmt":"2026-04-22T06:23:36","slug":"hospital-indemnity-insurance","status":"publish","type":"page","link":"https:\/\/myoeme.io\/metlife-lt\/benefits\/hospital-indemnity-insurance\/","title":{"rendered":"Ligonin\u0117s i\u0161laid\u0173 kompensavimo draudimas"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull disable-element-on-mobile has-aspect-ratio wp-duotone-unset-1\" style=\"padding-top:35vh;padding-bottom:65px;aspect-ratio:auto;min-height:unset;\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-231 size-large\" alt=\"\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2025\/06\/tmpiqr2hlhy-1024x390.webp\" data-object-fit=\"cover\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-60 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-174515c3 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:72%\">\n<h2 class=\"wp-block-heading\" style=\"padding-bottom:10px;font-size:clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.327), 42px);font-style:normal;font-weight:700\"><strong><strong>Ligonin\u0117s Indemnifikacijos Draudimas<\/strong><\/strong><\/h2>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:500\">Sutelkkite d\u0117mes\u012f \u012f gydym\u0105, o ne \u012f ligonin\u0117s i\u0161laidas.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:28%\"><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover alignfull hide-on-large-devices has-aspect-ratio wp-duotone-unset-2\" style=\"padding-top:15vh;padding-bottom:var(--wp--preset--spacing--40);aspect-ratio:auto;min-height:unset;\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-231 size-large\" alt=\"\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2025\/06\/tmpiqr2hlhy-1024x390.webp\" data-object-fit=\"cover\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-60 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-c8cde179 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:72%\">\n<h2 class=\"wp-block-heading\" style=\"padding-bottom:10px;font-size:clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.327), 42px);font-style:normal;font-weight:700\"><strong><strong>Ligonin\u0117s Indemnifikacijos Draudimas<\/strong><\/strong><\/h2>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:500\">Sutelkkite d\u0117mes\u012f \u012f gydym\u0105, o ne \u012f ligonin\u0117s i\u0161laidas.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-f2bd6281 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns has-accent-3-background-color has-background is-layout-flex wp-container-core-columns-is-layout-0b25a670 wp-block-columns-is-layout-flex\" style=\"border-right-color:var(--wp--preset--color--base);margin-top:0;margin-bottom:0;padding-top:7vh;padding-right:15px;padding-bottom:7vh;padding-left:15px\">\n<div class=\"wp-block-column is-vertically-aligned-stretch is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:53%\">\n<div class=\"wp-block-group is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-b21d21b4 wp-block-group-is-layout-flex\" style=\"min-height:100%\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-66076871c5f6d5aac7be2be4e617735f\" style=\"padding-bottom:20px;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:700\"><strong><strong>Pad\u0117kite suma\u017einti ligonin\u0117s buvimo i\u0161laidas<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-left\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Papildykite savo esam\u0105 sveikatos plan\u0105 ir pad\u0117kite apsaugoti savo finansus su ligonin\u0117s indemnifikacijos draudimu.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;flex-basis:47%\">\n<div class=\"wp-block-group has-border-color has-base-border-color has-global-padding is-content-justification-right is-layout-constrained wp-container-core-group-is-layout-f1f2ed93 wp-block-group-is-layout-constrained\" style=\"border-width:6px;font-size:0px;box-shadow:var(--wp--preset--shadow--natural)\">\n<div style=\"padding:56.25% 0 0 0;position:relative;\"><iframe src=\"https:\/\/player.vimeo.com\/video\/1172565606?h=724ab69cff&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;\" title=\"Employee Navigator_20260113_100052_Final_English_Video_2025\"><\/iframe><\/div><script src=\"https:\/\/player.vimeo.com\/api\/player.js\"><\/script>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--60);padding-top:0px;padding-bottom:0px\">\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Jei b\u016bsite priimti \u012f ligonin\u0119 d\u0117l suplanuoto ar netik\u0117to vizito, MetLife Ligonin\u0117s Indemnifikacijos Draudimas suteikia i\u0161mok\u0105 vienkartine suma, kuri\u0105 gal\u0117site i\u0161leisti, kaip tik panor\u0117site.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-909303f0529cf476444262ff521a257b wp-container-content-9cfa9a5a\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:0;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\"><strong><strong><strong><strong>Ligonin\u0117s indemnifikacijos draudimo naud\u0105<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-338a4c4f34dd73d00d62f8d27156a40a wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(16.293px, 1.018rem + ((1vw - 3.2px) * 0.68), 25px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong>I\u0161moka vienkartine suma<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Mokama tiesiogiai jums \u2013 ne ligonin\u0117ms ar gydytojams \u2013 kad gal\u0117tum\u0117te i\u0161leisti pagal savo poreikius.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-64a3b4bf964477d8c2e51130064e4dec wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(16.293px, 1.018rem + ((1vw - 3.2px) * 0.68), 25px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong><strong>Garantinis pri\u0117mimas<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">N\u0117ra medicinos klausim\u0173 ir laukimo laikotarpio jums ir tinkamiems \u0161eimos nariams.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-c6e16430f54207cb18cd6d7867fe8515 wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(16.293px, 1.018rem + ((1vw - 3.2px) * 0.68), 25px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong><strong><strong>Finansin\u0117 parama<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Mokamos i\u0161mokos u\u017e apdraustas paslaugas ir gydym\u0105 \u2013 nepriklausomai nuo to, k\u0105 apima j\u016bs\u0173 medicinos draudimas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-3eb63a7c6dfd021b731c8f5cee7501ab wp-container-content-9cfa9a5a\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:20px;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong>Danga u\u017e prie\u017ei\u016br\u0105 per j\u016bs\u0173 ligonin\u0117s buvim\u0105<\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Net su medicinos draudimu, ligonin\u0117s buvimas gali b\u016bti brangus. Planuotos paeigos, papildomos i\u0161laidos ir u\u017e tinklo esan\u010dios i\u0161laidos gali greitai susikaupti, nekalbant apie i\u0161laidas u\u017e medicinos reikmes, tokias kaip hipotekos, vaik\u0173 prie\u017ei\u016bros i\u0161laidos, transportas ir kt.<\/p>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Ligonin\u0117s indemnifikacijos draudimas gali pad\u0117ti su tiesiogin\u0117mis i\u0161laidomis, kol esate ligonin\u0117je ir atsigaunate, kad suma\u017eintum\u0117te finansin\u012f poveik\u012f, kol gydot\u0117s. Su \u0161iuo papildomu planu i\u0161 MetLife j\u016bs:<\/p>\n\n\n\n<ul style=\"border-style:none;border-width:0px;margin-top:0px;margin-bottom:0px;padding-left:var(--wp--preset--spacing--30)\" class=\"wp-block-list is-style-checkmark-list\">\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Gausite konkurencingas kainas u\u017esiregistruodami per darb\u0105.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Galite pasiimti savo draudim\u0105 su savimi, jei paliksite darb\u0105 arba i\u0161eisite \u012f pensij\u0105.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-78231a3eb2a54b501fd566abf1ff8b6f wp-container-content-9cfa9a5a\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:20px;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong>Ar jums reikia ligonin\u0117s indemnifikacijos draudimo?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Prie\u017eastys apsvarstyti galimyb\u0119 prid\u0117ti \u0161\u012f papildom\u0105 plan\u0105 prie savo draudimo apsaugos:<\/p>\n\n\n\n<ul style=\"border-style:none;border-width:0px;margin-top:0px;margin-bottom:0px;padding-left:var(--wp--preset--spacing--30)\" class=\"wp-block-list is-style-checkmark-list\">\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Turite l\u0117tin\u0119 sveikatos b\u016bkl\u0119.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Turite \u0161eimos istorij\u0105 sunkiais susirgimais.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Turite suplanuot\u0105 proced\u016br\u0105 ar operacij\u0105.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Ie\u0161kote papildomo finansinio u\u017etikrinimo ir pagalbos.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-accent-3-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-6b16ff14 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<p class=\"has-contrast-color has-text-color has-link-color wp-elements-b13c59c080b0321a7e9e5c6124185863 wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.391), 19px);font-style:normal;font-weight:500\">AR \u017dINOJOTE?<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-89e55a5f9ce095104c5eb35971dc9d8f wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(24.034px, 1.502rem + ((1vw - 3.2px) * 1.247), 40px);font-style:normal;font-weight:700\"><strong><strong><strong><strong><strong><strong><strong><strong>Vidutin\u0117s ligonin\u0117s buvimo i\u0161laidos per dien\u0105 yra apie $2,883.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-08b08b6dfccd9866ba68745cba55ab2c wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(24.034px, 1.502rem + ((1vw - 3.2px) * 1.247), 40px);font-style:normal;font-weight:700\"><strong><strong><strong><strong><strong><strong><strong><strong>Ligonin\u0117s indemnifikacijos draudimas moka nepriklausomai nuo to, k\u0105 apima j\u016bs\u0173 medicinos draudimas, ma\u017eindamas ligonin\u0117s buvimo finansin\u0119 na\u0161t\u0105.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Pad\u0117kite suma\u017einti ligonin\u0117s buvimo i\u0161laidas Papildykite savo esam\u0105 sveikatos plan\u0105 ir pad\u0117kite apsaugoti savo finansus su ligonin\u0117s indemnifikacijos draudimu. Jei b\u016bsite priimti \u012f ligonin\u0119 d\u0117l suplanuoto ar netik\u0117to vizito, MetLife Ligonin\u0117s Indemnifikacijos Draudimas suteikia i\u0161mok\u0105 vienkartine suma, kuri\u0105 gal\u0117site i\u0161leisti, kaip tik panor\u0117site. Ligonin\u0117s indemnifikacijos draudimo naud\u0105 I\u0161moka vienkartine suma Mokama tiesiogiai jums \u2013 ne [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":65,"parent":22,"menu_order":15,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-26","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/pages\/26","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/comments?post=26"}],"version-history":[{"count":19,"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/pages\/26\/revisions"}],"predecessor-version":[{"id":567,"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/pages\/26\/revisions\/567"}],"up":[{"embeddable":true,"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/pages\/22"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/media\/65"}],"wp:attachment":[{"href":"https:\/\/myoeme.io\/metlife-lt\/wp-json\/wp\/v2\/media?parent=26"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}