{"id":14,"date":"2026-04-22T15:14:28","date_gmt":"2026-04-22T15:14:28","guid":{"rendered":"https:\/\/myoeme.io\/rafteryconstructionco-en\/?page_id=14"},"modified":"2026-05-07T13:50:11","modified_gmt":"2026-05-07T13:50:11","slug":"voluntary-long-term-disability","status":"publish","type":"page","link":"https:\/\/myoeme.io\/rafteryconstructionco-en\/benefits\/voluntary-long-term-disability\/","title":{"rendered":"Voluntary Long-Term Disability"},"content":{"rendered":"\n
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Voluntary Long-Term Disability <\/strong><\/strong><\/strong><\/h2>\n\n\n\n

Some health conditions or injuries can impact your ability to work for an extended period. Long-term disability (LTD) coverage provides ongoing income protection if you are unable to perform your job duties for a prolonged time. This helps protect your financial stability and maintain your standard of living during extended absences. <\/p>\n<\/div>\n\n\n\n

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Voluntary Long-Term Disability <\/strong><\/strong><\/strong><\/h2>\n\n\n\n

Some health conditions or injuries can impact your ability to work for an extended period. Long-term disability (LTD) coverage provides ongoing income protection if you are unable to perform your job duties for a prolonged time. This helps protect your financial stability and maintain your standard of living during extended absences. <\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

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Why Consider Long-Term Disability?<\/strong> <\/strong><\/strong><\/h2>\n\n\n\n

LTD can be a critical part of financial planning. It can help you cover ongoing living expenses, bills, and other obligations while you focus on recovery or rehabilitation. Without coverage, long-term absence from work can create significant financial strain. <\/p>\n<\/div>\n<\/div>\n\n\n\n

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