{"id":19,"date":"2026-04-22T15:14:28","date_gmt":"2026-04-22T15:14:28","guid":{"rendered":"https:\/\/myoeme.io\/rafteryconstructionco-es\/?page_id=19"},"modified":"2026-04-30T11:02:00","modified_gmt":"2026-04-30T11:02:00","slug":"hospital-indemnity-insurance","status":"publish","type":"page","link":"https:\/\/myoeme.io\/rafteryconstructionco-es\/benefits\/hospital-indemnity-insurance\/","title":{"rendered":"Indemnizaci\u00f3n Hospita"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull disable-element-on-mobile has-aspect-ratio wp-duotone-unset-1\" style=\"padding-top:35vh;padding-bottom:65px;aspect-ratio:auto;min-height:unset;\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-231 size-large\" alt=\"\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2025\/06\/tmpiqr2hlhy-1024x390.webp\" data-object-fit=\"cover\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-60 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-174515c3 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:72%\">\n<h2 class=\"wp-block-heading\" style=\"padding-bottom:10px;font-size:clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.327), 42px);font-style:normal;font-weight:700\"><strong><strong><strong>Seguro de Indemnizaci\u00f3n Hospitalaria<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:500\">Enf\u00f3cate en sanar, no en los gastos hospitalarios.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:28%\"><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover alignfull hide-on-large-devices has-aspect-ratio wp-duotone-unset-2\" style=\"padding-top:15vh;padding-bottom:var(--wp--preset--spacing--40);aspect-ratio:auto;min-height:unset;\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-231 size-large\" alt=\"\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2025\/06\/tmpiqr2hlhy-1024x390.webp\" data-object-fit=\"cover\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-60 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-c8cde179 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:72%\">\n<h2 class=\"wp-block-heading\" style=\"padding-bottom:10px;font-size:clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.327), 42px);font-style:normal;font-weight:700\"><strong><strong><strong>Seguro de Indemnizaci\u00f3n Hospitalaria<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:500\">Enf\u00f3cate en sanar, no en los gastos hospitalarios.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-f2bd6281 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns has-accent-3-background-color has-background is-layout-flex wp-container-core-columns-is-layout-cb06d8e5 wp-block-columns-is-layout-flex\" style=\"border-right-color:var(--wp--preset--color--base);margin-top:0;margin-bottom:0;padding-top:7vh;padding-right:15px;padding-bottom:7vh;padding-left:15px\">\n<div class=\"wp-block-column is-vertically-aligned-stretch is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:53%\">\n<div class=\"wp-block-group is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-b21d21b4 wp-block-group-is-layout-flex\" style=\"min-height:100%\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-333f7683b422202884f4646bb01fa416\" style=\"padding-bottom:20px;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:700\"><strong><strong><strong>Ayudando a Aliviar los Costos de las Estancias Hospitalarias<\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-left\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Complementa tu plan de salud actual y ayuda a proteger tus finanzas con el seguro de indemnizaci\u00f3n hospitalaria.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;flex-basis:47%\">\n<div class=\"wp-block-group has-border-color has-base-border-color has-global-padding is-content-justification-right is-layout-constrained wp-container-core-group-is-layout-f1f2ed93 wp-block-group-is-layout-constrained\" style=\"border-width:6px;font-size:0px;box-shadow:var(--wp--preset--shadow--natural)\">\n<div style=\"padding:56.25% 0 0 0;position:relative;\"><iframe src=\"https:\/\/player.vimeo.com\/video\/1185564875?h=2fd70ac941&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;\" title=\"Employee Navigator_20260113_100052_Final_English_Video_2025\"><\/iframe><\/div><script src=\"https:\/\/player.vimeo.com\/api\/player.js\"><\/script>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--60);padding-top:0px;padding-bottom:0px\">\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Si ingresa en el hospital para una visita planificada o inesperada, el seguro de indemnizaci\u00f3n hospitalaria de MetLife proporciona un pago \u00fanico para usar como mejor le parezca.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-775f4db974133e0da15ece691cfc8d49 wp-container-content-9cfa9a5a\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:0;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong>Beneficios del seguro de indemnizaci\u00f3n hospitalaria<\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-5fb669873b4396d347e78ce684762595 wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(16.293px, 1.018rem + ((1vw - 3.2px) * 0.68), 25px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong><strong>Pago \u00fanico<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Pagado directamente a ti, no a hospitales ni m\u00e9dicos, para que lo gastes en lo que necesites.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-012a9ff369f42c8b9a048dec2cfb1b46 wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(16.293px, 1.018rem + ((1vw - 3.2px) * 0.68), 25px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong><strong><strong>Aceptaci\u00f3n garantizada<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Sin preguntas m\u00e9dicas y sin per\u00edodo de espera para ti y los familiares elegibles.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-a1a4997ec4e48c28a381c92d7681784d wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(16.293px, 1.018rem + ((1vw - 3.2px) * 0.68), 25px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong><strong><strong><strong>Apoyo financiero<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Beneficios pagados por servicios y tratamientos cubiertos, independientemente de lo que pueda cubrir tu seguro m\u00e9dico.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-23d973b3fedad2409fc43ba01a9d1ce6 wp-container-content-9cfa9a5a\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:20px;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong>Cobertura para la atenci\u00f3n durante tu estad\u00eda hospitalaria<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Incluso con seguro m\u00e9dico, una estad\u00eda hospitalaria puede ser costosa. Los deducibles del plan, los copagos y los costos fuera de la red pueden acumularse r\u00e1pidamente, sin mencionar los costos fuera de las necesidades m\u00e9dicas, como tu hipoteca, gastos de cuidado infantil, transporte y m\u00e1s.<\/p>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">El seguro de indemnizaci\u00f3n hospitalaria puede ayudar con los costos de bolsillo mientras est\u00e1s en el hospital y te est\u00e1s recuperando para ayudar a reducir el impacto financiero mientras sanas. Con este plan complementario de MetLife, t\u00fa:<\/p>\n\n\n\n<ul style=\"border-style:none;border-width:0px;margin-top:0px;margin-bottom:0px;padding-left:var(--wp--preset--spacing--30)\" class=\"wp-block-list is-style-checkmark-list\">\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Obt\u00e9n tarifas competitivas al inscribirte a trav\u00e9s del trabajo.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Puedes llevar tu cobertura contigo si dejas tu trabajo o te jubilas.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-b043f4b6c44a949f51e42588d0e8c405 wp-container-content-9cfa9a5a\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:20px;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong><strong>\u00bfNecesitas seguro de indemnizaci\u00f3n hospitalaria?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Razones para considerar agregar este plan complementario a tu l\u00ednea de cobertura de seguro:<\/p>\n\n\n\n<ul style=\"border-style:none;border-width:0px;margin-top:0px;margin-bottom:0px;padding-left:var(--wp--preset--spacing--30)\" class=\"wp-block-list is-style-checkmark-list\">\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Tienes una condici\u00f3n de salud cr\u00f3nica.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Tienes antecedentes familiares de enfermedades graves.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Tienes un procedimiento o cirug\u00eda planificados.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Est\u00e1s buscando tranquilidad y apoyo financiero adicional.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-accent-3-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-6b16ff14 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<p class=\"has-contrast-color has-text-color has-link-color wp-elements-974a94e211dbaf0c3f4d81ca38b052de wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.391), 19px);font-style:normal;font-weight:500\">\u00bfSAB\u00cdAS QUE?<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-51e80db3be002275211c509d35bda75f wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(24.034px, 1.502rem + ((1vw - 3.2px) * 1.247), 40px);font-style:normal;font-weight:700\"><strong><strong><strong><strong><strong><strong><strong><strong>El costo promedio por d\u00eda de una estad\u00eda hospitalaria es de alrededor de $2,883.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-f1f54e3a32bb604e1bf929e686f91cc6 wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(24.034px, 1.502rem + ((1vw - 3.2px) * 1.247), 40px);font-style:normal;font-weight:700\"><strong><strong><strong><strong><strong><strong><strong><strong>El seguro de indemnizaci\u00f3n hospitalaria paga independientemente de lo que cubra tu seguro m\u00e9dico, reduciendo la carga financiera de una estad\u00eda hospitalaria.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ayudando a Aliviar los Costos de las Estancias Hospitalarias Complementa tu plan de salud actual y ayuda a proteger tus finanzas con el seguro de indemnizaci\u00f3n hospitalaria. Si ingresa en el hospital para una visita planificada o inesperada, el seguro de indemnizaci\u00f3n hospitalaria de MetLife proporciona un pago \u00fanico para usar como mejor le parezca. [&hellip;]<\/p>\n","protected":false},"author":0,"featured_media":61,"parent":26,"menu_order":12,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-19","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/myoeme.io\/rafteryconstructionco-es\/wp-json\/wp\/v2\/pages\/19","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myoeme.io\/rafteryconstructionco-es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/myoeme.io\/rafteryconstructionco-es\/wp-json\/wp\/v2\/types\/page"}],"replies":[{"embeddable":true,"href":"https:\/\/myoeme.io\/rafteryconstructionco-es\/wp-json\/wp\/v2\/comments?post=19"}],"version-history":[{"count":3,"href":"https:\/\/myoeme.io\/rafteryconstructionco-es\/wp-json\/wp\/v2\/pages\/19\/revisions"}],"predecessor-version":[{"id":145,"href":"https:\/\/myoeme.io\/rafteryconstructionco-es\/wp-json\/wp\/v2\/pages\/19\/revisions\/145"}],"up":[{"embeddable":true,"href":"https:\/\/myoeme.io\/rafteryconstructionco-es\/wp-json\/wp\/v2\/pages\/26"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/myoeme.io\/rafteryconstructionco-es\/wp-json\/wp\/v2\/media\/61"}],"wp:attachment":[{"href":"https:\/\/myoeme.io\/rafteryconstructionco-es\/wp-json\/wp\/v2\/media?parent=19"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}