{"id":26,"date":"2026-04-30T11:02:01","date_gmt":"2026-04-30T11:02:01","guid":{"rendered":"https:\/\/myoeme.io\/rafteryconstructionco-fr\/?page_id=26"},"modified":"2026-04-30T12:45:05","modified_gmt":"2026-04-30T12:45:05","slug":"hospital-indemnity-insurance","status":"publish","type":"page","link":"https:\/\/myoeme.io\/rafteryconstructionco-fr\/benefits\/hospital-indemnity-insurance\/","title":{"rendered":"Indemnit\u00e9 d&#8217;h\u00f4pital"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull disable-element-on-mobile has-aspect-ratio wp-duotone-unset-1\" style=\"padding-top:35vh;padding-bottom:65px;aspect-ratio:auto;min-height:unset;\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-231 size-large\" alt=\"\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2025\/06\/tmpiqr2hlhy-1024x390.webp\" data-object-fit=\"cover\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-60 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-174515c3 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:72%\">\n<h2 class=\"wp-block-heading\" style=\"padding-bottom:10px;font-size:clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.327), 42px);font-style:normal;font-weight:700\"><strong><strong>Assurance indemnit\u00e9 d&#8217;h\u00f4pital<\/strong><\/strong><\/h2>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:500\">Concentrez-vous sur la gu\u00e9rison, pas sur les frais d&#8217;h\u00f4pital.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:28%\"><\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-cover alignfull hide-on-large-devices has-aspect-ratio wp-duotone-unset-2\" style=\"padding-top:15vh;padding-bottom:var(--wp--preset--spacing--40);aspect-ratio:auto;min-height:unset;\"><img decoding=\"async\" class=\"wp-block-cover__image-background wp-image-231 size-large\" alt=\"\" src=\"https:\/\/myoeme.io\/wp-content\/uploads\/2025\/06\/tmpiqr2hlhy-1024x390.webp\" data-object-fit=\"cover\"\/><span aria-hidden=\"true\" class=\"wp-block-cover__background has-black-background-color has-background-dim-60 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-c8cde179 wp-block-cover-is-layout-constrained\">\n<div class=\"wp-block-columns alignwide is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:72%\">\n<h2 class=\"wp-block-heading\" style=\"padding-bottom:10px;font-size:clamp(25.014px, 1.563rem + ((1vw - 3.2px) * 1.327), 42px);font-style:normal;font-weight:700\"><strong><strong>Assurance indemnit\u00e9 d&#8217;h\u00f4pital<\/strong><\/strong><\/h2>\n\n\n\n<p style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:500\">Concentrez-vous sur la gu\u00e9rison, pas sur les frais d&#8217;h\u00f4pital.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-f2bd6281 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns has-accent-3-background-color has-background is-layout-flex wp-container-core-columns-is-layout-0b25a670 wp-block-columns-is-layout-flex\" style=\"border-right-color:var(--wp--preset--color--base);margin-top:0;margin-bottom:0;padding-top:7vh;padding-right:15px;padding-bottom:7vh;padding-left:15px\">\n<div class=\"wp-block-column is-vertically-aligned-stretch is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:53%\">\n<div class=\"wp-block-group is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-b21d21b4 wp-block-group-is-layout-flex\" style=\"min-height:100%\">\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-47538aaaebf31296ec74abfc510a5420\" style=\"padding-bottom:20px;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:700\"><strong><strong>Aidez \u00e0 att\u00e9nuer les co\u00fbts des s\u00e9jours \u00e0 l&#8217;h\u00f4pital<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"has-text-align-left\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Compl\u00e9tez votre r\u00e9gime de sant\u00e9 actuel et aidez \u00e0 prot\u00e9ger vos finances avec une assurance indemnit\u00e9 d&#8217;h\u00f4pital.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:0;flex-basis:47%\">\n<div class=\"wp-block-group has-border-color has-base-border-color has-global-padding is-content-justification-right is-layout-constrained wp-container-core-group-is-layout-f1f2ed93 wp-block-group-is-layout-constrained\" style=\"border-width:6px;font-size:0px;box-shadow:var(--wp--preset--shadow--natural)\"><div style=\"padding:56.25% 0 0 0;position:relative;\"><iframe src=\"https:\/\/player.vimeo.com\/video\/1188074930?h=b1d171139f&amp;badge=0&amp;autopause=0&amp;player_id=0&amp;app_id=58479\" frameborder=\"0\" allow=\"autoplay; fullscreen; picture-in-picture; clipboard-write; encrypted-media; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" style=\"position:absolute;top:0;left:0;width:100%;height:100%;\" title=\"Employee Navigator_20260113_100052_Final_English_Video_2025\"><\/iframe><\/div><script src=\"https:\/\/player.vimeo.com\/api\/player.js\"><\/script><\/div>\n\n\n\n<div class=\"wp-block-buttons oeme-hide-multi-lang is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-f3767f4c wp-block-buttons-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--20)\">\n<div class=\"wp-block-button oeme-background-button\"><a class=\"wp-block-button__link has-base-color has-accent-5-background-color has-text-color has-background has-link-color has-medium-font-size has-custom-font-size wp-element-button\" href=\"https:\/\/myoeme.io\/wp-content\/uploads\/sites\/789\/2026\/04\/Benefit-Summary-Hospital-Indemnity-1.pdf\" style=\"border-radius:8px;padding-top:var(--wp--preset--spacing--20);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--20);padding-left:var(--wp--preset--spacing--40);text-transform:capitalize\" target=\"_blank\" rel=\"noreferrer noopener\">Ouvrir le r\u00e9sum\u00e9 des prestations<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"margin-top:var(--wp--preset--spacing--60);padding-top:0px;padding-bottom:0px\">\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Si vous \u00eates admis \u00e0 l&#8217;h\u00f4pital pour une visite pr\u00e9vue ou inattendue, l&#8217;assurance indemnit\u00e9 d&#8217;h\u00f4pital de MetLife fournit un paiement en une seule fois \u00e0 utiliser comme vous le souhaitez.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-755a45b75ea3e90107d0ea72932807c2 wp-container-content-9cfa9a5a\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:0;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\"><strong><strong><strong><strong>Avantages de l&#8217;assurance indemnit\u00e9 d&#8217;h\u00f4pital<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-b1391ae705911b831a508226dd27c50c wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(16.293px, 1.018rem + ((1vw - 3.2px) * 0.68), 25px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong>Paiement en une seule fois<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Pay\u00e9 directement \u00e0 vous \u2014 pas aux h\u00f4pitaux ou aux m\u00e9decins \u2014 \u00e0 d\u00e9penser selon vos besoins.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-77dbb01b382e5f9b7a3755dffd97989b wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(16.293px, 1.018rem + ((1vw - 3.2px) * 0.68), 25px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong><strong>Acceptation garantie<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Pas de questions m\u00e9dicales et pas de p\u00e9riode d&#8217;attente pour vous et les membres admissibles de votre famille.<\/p>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-7c5d14cf7b9c90dc0c9b9dda5e0a3a47 wp-container-content-9cfa9a5a\" style=\"padding-top:20px;padding-bottom:var(--wp--preset--spacing--30);font-size:clamp(16.293px, 1.018rem + ((1vw - 3.2px) * 0.68), 25px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong><strong><strong>Soutien financier<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h3>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Avantages pay\u00e9s pour les services et traitements couverts \u2014 peu importe ce que votre assurance maladie couvre.<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-5c514a957799e49b7f6a29bffce1949c wp-container-content-9cfa9a5a\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:20px;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong>Couverture pour les soins pendant votre s\u00e9jour \u00e0 l&#8217;h\u00f4pital<\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">M\u00eame avec une assurance maladie, un s\u00e9jour \u00e0 l&#8217;h\u00f4pital peut \u00eatre co\u00fbteux. Les franchises de plans, les co-paiements et les co\u00fbts hors r\u00e9seau peuvent s&#8217;accumuler rapidement, sans parler des co\u00fbts en dehors des besoins m\u00e9dicaux, comme votre hypoth\u00e8que, les frais de garde d&#8217;enfants, le transport, et plus encore.<\/p>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">L&#8217;assurance indemnit\u00e9 d&#8217;h\u00f4pital peut aider avec les co\u00fbts de votre poche pendant que vous \u00eates \u00e0 l&#8217;h\u00f4pital et en convalescence pour r\u00e9duire l&#8217;impact financier pendant que vous gu\u00e9rissez. Avec ce plan compl\u00e9mentaire de MetLife, vous :<\/p>\n\n\n\n<ul style=\"border-style:none;border-width:0px;margin-top:0px;margin-bottom:0px;padding-left:var(--wp--preset--spacing--30)\" class=\"wp-block-list is-style-checkmark-list\">\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Obtenez des tarifs comp\u00e9titifs en vous inscrivant par le biais de votre travail.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Pouvez emporter votre couverture avec vous si vous quittez votre emploi ou prenez votre retraite.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-777e8f2fcf9133fb23d4e1a87d6ba7fd wp-container-content-9cfa9a5a\" style=\"padding-top:var(--wp--preset--spacing--30);padding-bottom:20px;font-size:clamp(22.041px, 1.378rem + ((1vw - 3.2px) * 1.091), 36px);font-style:normal;font-weight:900\"><strong><strong><strong><strong><strong><strong>Avez-vous besoin d&#8217;une assurance indemnit\u00e9 d&#8217;h\u00f4pital ?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400\">Raisons de consid\u00e9rer l&#8217;ajout de ce plan compl\u00e9mentaire \u00e0 votre couverture d&#8217;assurance :<\/p>\n\n\n\n<ul style=\"border-style:none;border-width:0px;margin-top:0px;margin-bottom:0px;padding-left:var(--wp--preset--spacing--30)\" class=\"wp-block-list is-style-checkmark-list\">\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Vous avez une maladie chronique.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Vous avez des ant\u00e9c\u00e9dents familiaux de maladies graves.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Vous avez une proc\u00e9dure ou une chirurgie pr\u00e9vue.<\/li>\n\n\n\n<li style=\"margin-top:0px;margin-bottom:0px;padding-top:10px;padding-bottom:10px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.313), 18px);font-style:normal;font-weight:400;line-height:1.1\">Vous recherchez une assurance et un soutien financier suppl\u00e9mentaires.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-accent-3-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-6b16ff14 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60)\">\n<p class=\"has-contrast-color has-text-color has-link-color wp-elements-52e4e02573c3db7e5202db806170720e wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(14px, 0.875rem + ((1vw - 3.2px) * 0.391), 19px);font-style:normal;font-weight:500\">LE SAVIEZ-VOUS ?<\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-f243264acd3a716c97b19deb76dcd5bf wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(24.034px, 1.502rem + ((1vw - 3.2px) * 1.247), 40px);font-style:normal;font-weight:700\"><strong><strong><strong><strong><strong><strong><strong><strong>Le co\u00fbt moyen par jour d&#8217;un s\u00e9jour \u00e0 l&#8217;h\u00f4pital est d&#8217;environ 2 883 $.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-left has-contrast-color has-text-color has-link-color wp-elements-726279c4833e39af93430bdd19439f13 wp-container-content-9cfa9a5a\" style=\"padding-bottom:20px;font-size:clamp(24.034px, 1.502rem + ((1vw - 3.2px) * 1.247), 40px);font-style:normal;font-weight:700\"><strong><strong><strong><strong><strong><strong><strong><strong>L&#8217;assurance indemnit\u00e9 d&#8217;h\u00f4pital paie ind\u00e9pendamment de ce que votre assurance maladie couvre, r\u00e9duisant ainsi le fardeau financier d&#8217;un s\u00e9jour \u00e0 l&#8217;h\u00f4pital.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Aidez \u00e0 att\u00e9nuer les co\u00fbts des s\u00e9jours \u00e0 l&#8217;h\u00f4pital Compl\u00e9tez votre r\u00e9gime de sant\u00e9 actuel et aidez \u00e0 prot\u00e9ger vos finances avec une assurance indemnit\u00e9 d&#8217;h\u00f4pital. Si vous \u00eates admis \u00e0 l&#8217;h\u00f4pital pour une visite pr\u00e9vue ou inattendue, l&#8217;assurance indemnit\u00e9 d&#8217;h\u00f4pital de MetLife fournit un paiement en une seule fois \u00e0 utiliser comme vous le [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":67,"parent":22,"menu_order":15,"comment_status":"closed","ping_status":"closed","template":"page-no-title","meta":{"footnotes":""},"class_list":["post-26","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/myoeme.io\/rafteryconstructionco-fr\/wp-json\/wp\/v2\/pages\/26","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/myoeme.io\/rafteryconstructionco-fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/myoeme.io\/rafteryconstructionco-fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/myoeme.io\/rafteryconstructionco-fr\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/myoeme.io\/rafteryconstructionco-fr\/wp-json\/wp\/v2\/comments?post=26"}],"version-history":[{"count":4,"href":"https:\/\/myoeme.io\/rafteryconstructionco-fr\/wp-json\/wp\/v2\/pages\/26\/revisions"}],"predecessor-version":[{"id":171,"href":"https:\/\/myoeme.io\/rafteryconstructionco-fr\/wp-json\/wp\/v2\/pages\/26\/revisions\/171"}],"up":[{"embeddable":true,"href":"https:\/\/myoeme.io\/rafteryconstructionco-fr\/wp-json\/wp\/v2\/pages\/22"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/myoeme.io\/rafteryconstructionco-fr\/wp-json\/wp\/v2\/media\/67"}],"wp:attachment":[{"href":"https:\/\/myoeme.io\/rafteryconstructionco-fr\/wp-json\/wp\/v2\/media?parent=26"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}