Hospital indemnity insurance benefits

Lump-sum payment

Paid directly to you to spend it as you see fit.

Financial support

Paid benefits — regardless of what your medical insurance may cover.

Guaranteed coverage

Coverage for you and family members, regardless of your health.

Coverage that’s built around you

Even with medical insurance, a serious illness can be expensive. Plan deductibles, copays, and out-of-network costs can add up fast, not to mention costs outside of medical needs, like your mortgage, childcare expenses, transportation and more. Critical illness insurance coverage can help with costs while you recover. With this supplemental plan from MetLife there is:

• No waiting period for services — you can begin using them immediately after coverage begins.
• The ability to take your coverage with you if you change jobs or retire.
• A simple and quick enrollment process that only takes a few minutes and with no health questions.

Do you need hospital indemnity insurance?

Reasons to consider adding this supplemental plan to your insurance coverage lineup:

• You have a personal or family history of serious illness or a medical condition such as cancer, heart attack, or stroke.
• You need dependent coverage for your spouse or children.
• You’re looking for additional financial reassurance and support.